Systems and methods for obtaining an image of a check to be deposited

  • US 9,892,454 B1
  • Filed: 10/23/2007
  • Issued: 02/13/2018
  • Est. Priority Date: 10/23/2007
  • Status: Active Grant
First Claim
Patent Images

1. A negotiable instrument processing system comprising:

  • a memory; and

    a processor in communication with the memory and configured to;

    communicate, via a network, with a network browser running on a depositor-controlled computing device;

    send, via the network, instructions to the depositor-controlled computing device, the instructions configured for execution using the network browser running on the depositor-controlled computing device, the instructions further configured, upon execution to;

    request data listed on a negotiable instrument;

    receive depositor input indicative of the data listed on the negotiable instrument;

    set at least one parameter on a hardware image capture device in communication with the network browser in order to generate an image of the negotiable instrument sufficient to identify the data listed on the negotiable instrument;

    request activation of the image capture device;

    receive depositor input indicative of authorizing activation of the image capture device;

    in response to receiving the depositor input indicative of authorizing activation of the image capture device, command the image capture device to obtain an image of the negotiable instrument using the image capture device set at the at least one parameter; and

    send, via the network, the image of the negotiable instrument and the depositor input indicative of the data listed on the negotiable instrument for analysis of the image of the negotiable instrument in order to verify that the input indicative of the data listed on the negotiable instrument matches the data listed on the negotiable instrument in the image,wherein the instructions, upon execution using the network browser running on the depositor-controlled computing device, causes the setting of the at least one parameter on the image capture device to enable, upon activation of the image capture device, the image capture device to capture the image with the setting of the at least one parameter.

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