System and method for facilitating secure self payment transactions of retail goods

  • US 9,934,506 B2
  • Filed: 01/05/2016
  • Issued: 04/03/2018
  • Est. Priority Date: 03/23/2012
  • Status: Active Grant
First Claim
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1. A computer-implemented method for spot-checking and verifying a consumer'"'"'s in-store purchase of goods and services from a retailer prior to the consumer exiting the store, said retailer having an electronic device capable of communicating with a server and with a consumer'"'"'s mobile device, the method comprising the following steps:

  • the retailer electronic device receiving from the consumer'"'"'s mobile device prior to the consumer exiting the store a unique token that uniquely corresponds to the consumer'"'"'s in-store purchase of goods and services;

    the retailer electronic device transmitting to the server a request to verify the consumer'"'"'s in-store purchase of goods and services, said request including the unique token;

    the retailer device receiving from the server a response indicating whether the unique token is valid;

    the retailer device displaying an indication of whether the unique token received from the mobile device is valid;

    upon receiving an indication from the server indicating that the token is valid, the retailer device prompting a user of the retailer device for a response indicating whether the customer'"'"'s in-store purchase of goods and services have been inspected and approved; and

    the retailer device transmitting to the server information indicating that the customer'"'"'s in-store purchase of goods and services has been inspected and approved by the user of the retailer device.

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