Electronic coupon issuance and redemption apparatuses, methods and systems
First Claim
1. A virtual prepaid coupon account issuance processor-implemented method, comprising:
- receiving, via a pay network, an executable hyperlink GET message including an inventory request from a coupon program manager, the inventory request including at least one virtual coupon issue criterion;
activating, by one or more data processors, the executable hyperlink GET message;
upon activating the executable hyperlink GET message, generating, by the one or more data processors, one or more account numbers in response to the inventory request, the one or more account numbers being associated with one or more prepaid accounts;
transmitting, via the pay network, the generated one or more account numbers to the coupon program manager;
receiving, via the pay network, an issue request from the coupon program manager, wherein the issue request includes purchase information including one or more purchase identifiers corresponding to one or more buyers, and the one or more account numbers associated with the one or more prepaid accounts;
in response to the issue request, determining, by the one or more data processors, that the received purchase information satisfies the at least one virtual coupon issue criterion;
based on the determination that the received purchase information satisfies the at least one virtual coupon issue criterion, generating an executable hyperlink POST message including an account issuance message, the account issuance message including the one or more purchase identifiers; and
transmitting, via the pay network, the executable hyperlink POST message including the account issuance message to the coupon program manager;
wherein, upon activating the hyperlink POST message including the account issuance message, the coupon program manager generates one or more virtual cards for single use for the one or more buyers, the virtual cards including the one or more purchase identifiers, and wherein the coupon program manager generates one or more coupon activation messages and transmits the one or more coupon activation messages to one or more devices of the one or more buyers.
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Accused Products
Abstract
The ELECTRONIC COUPON ISSUANCE AND REDEMPTION APPARATUSES, METHODS AND SYSTEMS (“ECIR”) transforms user coupon purchase and redemption request inputs via ECIR components into coupon issuance, transaction, and analytics outputs. In some embodiments, the ECIR may receive an inventory request from a coupon program manager, including at least a virtual coupon issue criteria. The ECIR may generate one or more account identifiers, and transmit the account identifiers to the coupon program manager. The ECIR may receive, from the coupon program manager, an issue request along with the purchase information, which may include one or more purchase identifiers corresponding to one or more buyers. The ECIR may determine when the received purchase information satisfies the virtual coupon issue criteria. when it satisfies the criteria, the ECIR may issue one or more virtual coupons having the one or more account identifiers, and transmit the issued virtual cards to the coupon program manager.
507 Citations
12 Claims
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1. A virtual prepaid coupon account issuance processor-implemented method, comprising:
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receiving, via a pay network, an executable hyperlink GET message including an inventory request from a coupon program manager, the inventory request including at least one virtual coupon issue criterion; activating, by one or more data processors, the executable hyperlink GET message; upon activating the executable hyperlink GET message, generating, by the one or more data processors, one or more account numbers in response to the inventory request, the one or more account numbers being associated with one or more prepaid accounts; transmitting, via the pay network, the generated one or more account numbers to the coupon program manager; receiving, via the pay network, an issue request from the coupon program manager, wherein the issue request includes purchase information including one or more purchase identifiers corresponding to one or more buyers, and the one or more account numbers associated with the one or more prepaid accounts; in response to the issue request, determining, by the one or more data processors, that the received purchase information satisfies the at least one virtual coupon issue criterion; based on the determination that the received purchase information satisfies the at least one virtual coupon issue criterion, generating an executable hyperlink POST message including an account issuance message, the account issuance message including the one or more purchase identifiers; and transmitting, via the pay network, the executable hyperlink POST message including the account issuance message to the coupon program manager; wherein, upon activating the hyperlink POST message including the account issuance message, the coupon program manager generates one or more virtual cards for single use for the one or more buyers, the virtual cards including the one or more purchase identifiers, and wherein the coupon program manager generates one or more coupon activation messages and transmits the one or more coupon activation messages to one or more devices of the one or more buyers. - View Dependent Claims (2, 3, 4)
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5. A virtual prepaid offer account issuance system, comprising:
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one or more processors; and a memory disposed in communication with the one or more processors and storing processor issuable instructions to; receive, via a pay network, an executable hyperlink GET message including an inventory request from an offer program manager, the inventory request including at least one virtual offer issue criterion; activate the executable hyperlink GET message; upon activating the executable hyperlink GET message, generate one or more account numbers in response to the inventory request, the one or more account numbers being associated with one or more prepaid accounts; transmit, via the pay network, the generated account numbers to the offer program manager; receive, via the pay network, an issue request from the offer program manager, wherein the issue request includes purchase information including one or more purchase identifiers corresponding to one or more buyers, and the one or more account numbers associated with the one or more prepaid accounts; determine, in response to the issue request, that the received purchase information satisfies the at least one virtual offer issue criterion; based on the determination that the received purchase information satisfies the at least one virtual offer issue criterion, generate an executable hyperlink POST message including an account issuance message, the account issuance message including the one or more purchase identifiers; and transmit, via the pay network, the executable hyperlink POST message including the account issuance message to the offer program manager; wherein, upon activating the hyperlink POST message including the account issuance message, the offer program manager generates one or more virtual cards for single use for the one or more buyers, the virtual cards including the one or more purchase identifiers, and wherein the offer program manager generates one or more offer activation messages and transmits the one or more offer activation messages to one or more devices of the one or more buyers. - View Dependent Claims (6, 7, 8)
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9. A processor-readable non-transitory tangible medium storing processor-issuable virtual prepaid offer account issuance instructions to:
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receive, via a pay network, an executable hyperlink GET message including an inventory request from an offer program manager, the inventory request including at least one virtual offer issue criterion; activating, by one or more processors, the executable hyperlink GET message; upon activating the executable hyperlink GET message, generate one or more account numbers in response to the inventory request, the one or more account numbers being associated with one or more prepaid accounts; transmit, via the pay network, the generated account numbers to the offer program manager; receive, via the pay network, an issue request from the offer program manager, wherein the issue request includes purchase information including one or more purchase identifiers corresponding to one or more buyers, and the one or more account numbers associated with the one or more prepaid accounts; determine, in response to the issue request, that the received purchase information satisfies the at least one virtual offer issue criterion; based on the determination that the received purchase information satisfies the at least one virtual offer issue criterion, generate an executable hyperlink POST message including an account issuance message, the account issuance message including the one or more purchase identifiers; and transmit, via the pay network, the executable hyperlink POST message including the account issuance message to the offer program manager; wherein, upon activating the hyperlink POST message including the account issuance message, the offer program manager generates one or more virtual cards for single use for the one or more buyers, the virtual cards including the one or more purchase identifiers, and wherein the offer program manager generates one or more offer activation messages and transmits the one or more offer activation messages to one or more devices of the one or more buyers. - View Dependent Claims (10, 11, 12)
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Specification