Method and apparatus for automated bill timeline

• US 9,978,046 B2
• Filed: 05/22/2014
• Issued: 05/22/2018
• Est. Priority Date: 11/10/2011
• Status: Active Grant

• Current Assignee: HMBay Patents, LLC
• Original Assignee: Connexive, Inc.
• Inventors: Lefebvre, Martin Claude, Wiman, Lucas
• Primary Examiner(s): AN, IG TAI
• Application Number:
  US14/285,530
• Publication Number:
  US 20140258060A1
• Time in Patent Office: 1,461 Days
• Field of Search: 705 30, 705 33, 705 40
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/306 using TV related infrastructures external card used for payment with client device H04N21/4185
• CPC Class Codes: G06Q 30/04 Billing or invoicing

Abstract

A computer-implemented method for displaying a plurality of bill due dates, the method comprising: displaying an account identifier for each bill in the plurality of bills; showing a timeline with a due date indicator for each bill in the plurality of bills, the timeline disposed proximate to the account identifier; and wherein each of the account identifiers and timelines are disposed along an axis relative to the other account identifiers and timelines.

Claims

1. A computer-implemented method for displaying a plurality of bills, each bill having a corresponding bill due date, the method comprising:

displaying using a computer, across a first web interface, an account identifier for each bill in the plurality of bills;

displaying using the computer a plurality of timelines with respective date line indicators, each timeline for a respective bill in the plurality of bills;

the date line indicator graphically representing the due date of the respective bill within the timeline, and

the timeline disposed proximate to the account identifier;

wherein the plurality of timelines share a common scale and visual alignment;

for each bill, displaying using the computer an item comprised of at least one of a link and a button, the item operative to trigger the display by the computer of at least parts of an underlying bill source that caused the timeline for the respective bill to be created or operative to trigger display of a bill payment dialogue; and

displaying the underlying bill source or the bill payment dialogue across a second web interface overlaid on the first web interface.

2. The computer-implemented method of claim 1, further including, for each timeline, graphical encoding of a payment status of the respective bill represented by the timeline.

3. The computer-implemented method of claim 2, wherein the graphical encoding of the payment status of the respective bill is color-coded.

4. The computer-implemented method of claim 2, wherein the graphical encoding of the payment status of the respective bill is an icon.

5. The computer-implemented method of claim 1, further including assigning a color to one of the timeline and the due date indicator, based on a condition selected from the set comprising:

paid, unpaid, size of payment, and autopay set.

6. The computer-implemented method of claim 1, further including, responsive to receiving a user request, displaying a billing history for a selected account as a bar graph.

7. The computer-implemented method of claim 1, further including, in addition to displaying timelines for the plurality of bills, displaying timelines for a plurality of anticipated bills in accounts that were paid periodically in prior periods, for which no current bill has been registered.

8. A computer-implemented method of generating a display of a plurality of bills having due dates, the method including:

at a server, generating data, across a first web interface, for display of a plurality of horizontal timelines each representing a respective bill to be paid in a time period depicted by the horizontal timelines;

wherein each horizontal timeline includes a date line indicator positioned to indicate a due date of the respective bill;

wherein the horizontal timelines are aligned so that the date line indicators on respective timelines depict a time ordered sequence in which the respective bills are due to be paid;

wherein a respective account identifier is visually associated with each of the respective timeline;

for each bill, displaying using the computer an item comprised of at least one of a link and a button, the item operative to trigger the display by the computer of at least part of an underlying bill source that caused the timeline for the respective bill to be created or operative to trigger display of a bill payment dialogue;

displaying the underlying bill source or the bill payment dialogue across a second web interface overlaid on the first web interface; and

transmitting the data for display to a workstation via a network.

9. The computer-implemented method of claim 8, further including, for each timeline, graphical encoding of a payment status of the respective bill represented by the timeline.

10. The computer-implemented method of claim 9, wherein the graphical encoding of the payment status of the respective bill is color-coded.

11. The computer-implemented method of claim 9, wherein the graphical encoding of the payment status of the respective bill is an icon.

12. The computer-implemented method of claim 8, further including assigning a color to one of the timeline and the due date indicator, based on a condition selected from the set comprising:

paid, unpaid, size of payment, and autopay set.

13. The computer-implemented method of claim 8, further including, responsive to receiving a user request, displaying a billing history for a selected account as a bar graph.

14. The computer-implemented method of claim 8, further including, in addition to displaying timelines for the plurality of bills, displaying timelines for a plurality of anticipated bills in accounts that were paid periodically in prior periods, for which no current bill has been registered.

17. The computer-implemented method of claim 8, further including assigning a color to one of the timeline and the due date indicator, based on a condition selected from the set comprising:

paid, unpaid, size of payment, and autopay set.

18. The computer-implemented method of claim 8, further including, responsive to receiving a user request, displaying a billing history for a selected account as a bar graph.

19. The computer-implemented method of claim 8, further including, in addition to displaying timelines for the plurality of bills, displaying timelines for a plurality of anticipated bills in accounts that were paid periodically in prior periods, for which no current bill has been registered.

15. A computer-implemented method of displaying of a plurality of bills having due dates, the method including:

displaying, across a first web interface, a plurality of horizontal timelines each representing a respective bill to be paid in a time period depicted by the horizontal timelines;

wherein each horizontal timeline includes a date line indicator positioned to indicate a due date of the respective bill;

wherein the horizontal timelines are aligned so that the date line indicators on respective timelines depict a time ordered sequence in which the respective bills are due to be paid;

wherein a respective account identifier is visually associated with each of the respective timeline;

for each bill, displaying using the computer an item comprised of at least one of a link and a button, the item operative to trigger the display by the computer of at least parts of an underlying bill source that caused the timeline for the respective bill to be created or operative to trigger display of a bill payment dialogue; and

displaying the underlying bill source or the bill payment dialogue across a second web interface overlaid on the first web interface.

16. The computer-implemented method of claim 15, further including, for each timeline, graphical encoding of a payment status of the respective bill represented by the timeline.