Credit card validation for an interactive wireless network
DCFirst Claim
1. An apparatus for validating a credit card over a wireless data network, the apparatus comprising:
- a wireless communication gateway in communication configured to communicate with a wireless data network, the gateway configured for processing to process credit card validation data to be received from an external network and for sending configured to send a credit card validation reply message to a wireless device in communication with the wireless data network in response to receiving a credit card validation request message from the wireless device, the request message including credit card information for identifying to identify a credit card to be validated;
wherein the gateway comprises a database for storing the credit card validation reply message; and
wherein the database has a directory structure for associating the wireless device with the credit card validation reply message.
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Accused Products
Abstract
An apparatus and method for validating a credit card over a wireless network. The apparatus includes a gateway for sending a credit card validation reply message to a wireless device in response to receiving a credit card validation request message from the wireless device, the request message including credit card information for identifying a credit card to be validated. The method includes sending a first credit card validation request message to a gateway from a wireless device, the first request message including credit card information for identifying a credit card to be validated; sending a second credit card validation request message and the credit card information from the gateway over an external network in communication with the gateway to a credit card validation service provider for processing the credit card information; receiving by the gateway a first credit card validation reply message from the credit card validation service provider over the external network; and sending a second credit card validation reply message from the gateway to the wireless device.
19 Citations
77 Claims
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1. An apparatus for validating a credit card over a wireless data network, the apparatus comprising:
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a wireless communication gateway in communication configured to communicate with a wireless data network, the gateway configured for processing to process credit card validation data to be received from an external network and for sending configured to send a credit card validation reply message to a wireless device in communication with the wireless data network in response to receiving a credit card validation request message from the wireless device, the request message including credit card information for identifying to identify a credit card to be validated; wherein the gateway comprises a database for storing the credit card validation reply message; and wherein the database has a directory structure for associating the wireless device with the credit card validation reply message. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. A method of validating a credit card over a wireless data network, the method comprising:
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sending a first credit card validation request message to a wireless communication gateway in communication with a wireless data network from a wireless device in communication with the wireless data network, the gateway configured for processing credit card validation data received from an external network, the first request message including credit card information for identifying a credit card to be validated; sending a second credit card validation request message and the credit card information from the gateway over the external network in communication with the gateway to a credit card information validation service provider for processing the credit card information; receiving by the gateway a first credit card validation reply message from the credit card validation service provider over the external network; sending a second credit card validation reply message from the gateway to the wireless device; storing the first credit card validation reply message in a database associated with the gateway; and associating a second wireless device with the first credit card validation reply message in a directory structure of the database. - View Dependent Claims (16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30)
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31. A method for validating a credit card over a wireless data network, the method comprising:
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processing credit card information associated with a credit card to be validated at a wireless communication gateway to be in communication with a wireless data network, the gateway configured for processing to process credit card validation data to be received from an external network, the gateway sending to send a credit card validation reply message to a wireless device in communication with the wireless network in response to receiving a credit card validation request message from the wireless device, the request message including the credit card information for identifying the credit card to be validated; wherein, the credit card information is to be processed at the gateway by a software application developed independently of external credit card validation processes to be provided remotely from the gateway; and storing the credit card validation reply message in a database associated with the gateway; wherein storing further comprises storing the credit card validation reply message in a database that includes a directory structure for associating the wireless device with the credit card validation reply message. - View Dependent Claims (32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42)
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43. A method of validating a credit card over a wireless data network, the method comprising:
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sending a first credit card validation request message to a wireless communication gateway in communication with a wireless data network from a wireless device in communication with the wireless data network, the gateway configured for processing credit card validation data received from an external network, the first request message including credit card information for identifying a credit card to be validated; sending a second credit card validation request message and the credit card information from the gateway over the external network in communication with the gateway to a credit card information validation service provider for processing the credit card information; receiving by the gateway a first credit card validation reply message from the credit card validation service provider over the external network; sending a second credit card validation reply message from the gateway to the wireless device; and storing the second credit card validation reply message in a database associated with the gateway, wherein the second credit card validation reply message is associated in the database with a second wireless device. - View Dependent Claims (44)
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45. A method of validating a credit card over a wireless date network, the method comprising:
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receiving, at a gateway, a first credit card validation request message from a wireless device via a wireless date network, the gateway to process credit card validation data received from an external network, the first request message including credit card information to identify a credit card to be validated; sending a second credit card validation request message and the credit card information from the gateway over the external network to a credit card information validation service provider to process the credit card information; receiving by the gateway a first credit card validation reply message from the credit card validation service provider over the external network; sending a second credit card validation reply message from the gateway to the wireless device; storing the first credit card validation reply message in a database associated with the gateway; and associating a second wireless device with the first credit card validation reply message in a directory structure of the database. - View Dependent Claims (46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58)
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59. A method of validating a credit card over a wireless data network, the method comprising:
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receiving, by a gateway, a first credit card validation request message from a wireless device via a wireless data network, the gateway configured to process credit card validation data received from an external network, the first request message including credit card information to identify a credit card to be validated; sending a second credit card validation request message and the credit card information from the gateway over the external network in communication with the gateway to a credit card information validation service provider to process the credit card information; receiving by the gateway a first credit card validation reply message from the credit card validation service provider over the external network; sending a second credit card validation reply message from the gateway to the wireless device; and storing the second credit card validation reply message in a database associated with the gateway, wherein the second credit card validation reply message is associated in the database with a second wireless device. - View Dependent Claims (60)
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61. A computer-readable storage medium containing software code that, if executed by a processor, causes the processor to perform operations comprising:
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receiving a first credit card validation request message from a wireless device via a wireless data network, the first request message including credit card information to identify a credit card to be validate; sending a second credit card validation request message and the credit card information over an external network to a credit card information validation service provider to process the credit card information; receiving a first credit card validation reply message from the credit card validation service provider over the external network; sending a second credit card validation reply message to the wireless device; storing the first credit card validation reply message in a database; and associating a second wireless device with the first credit card validation reply message in a directory structure of the database. - View Dependent Claims (62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74)
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75. A computer-readable storage medium containing software code that, if executed by a processor, causes the processor to perform operations comprising:
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receiving a first credit card validation request message from a wireless device via a wireless data network, the first request message including credit card information to identify a credit card to be validated; sending a second credit card validation request message and the credit card information over an external network to a credit card information validation service provider to process the credit card information; receiving a first credit card validation reply message from the credit card validation service provider over the external network; sending a second credit card validation reply message to the wireless device; and storing the second credit card validation reply message in a database, wherein the second credit card validation reply message is associated in the database with a second wireless device. - View Dependent Claims (76)
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77. A method of reselling credit card validation services, the method comprising:
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arranging to purchase credit card validation services from a validation service provider; receiving, from a wireless device of a subscriber, a first credit card validation request message via a wireless data network, the first request message including credit card information to identify a credit card to be validated; sending a second credit card validation request message and the credit card information over an external network to said validation service provider to process the credit card information; receiving a first credit card validation reply message from said validation service provider over the external network; sending a second credit card validation reply message to the wireless device; storing the first credit card validation reply message in a database; and associating a second wireless device with the first credit card validation reply message in a directory structure of the database.
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Specification