Online transaction processing system

Online transaction processing system

  • CN 101,299,255 B
  • Filed: 05/25/2000
  • Issued: 05/19/2020
  • Est. Priority Date: 05/25/1999
  • Status: Active Grant
First Claim
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1. A system for securing a computer network transaction for a buyer shopping from a seller, comprising:

  • a seller computer system, a buyer computer system and a transaction acquirer computer system, the transaction parties communicating via the internet;

    generating means, executed at the transaction acquirer computer system, or executed at the buyer computer system, for generating a one-time transaction identification means in response to a transaction request at the buyer computer system, the one-time transaction identification means not including any account information of the buyer;

    means for providing, automatically accessible to the generating means of the transaction acquirer computer system or to the buyer computer system, the one-time transaction identifying means and the buyer identifying means to the transaction acquirer computer system and the one-time transaction identifying means to the seller computer system;

    wherein to complete the transaction the seller computer system provides the one-time transaction identifying means to the transaction acquirer computer system, and the comparison means associated with the transaction acquirer computer system checks the one-time transaction identifying means by comparing the one-time transaction identifying means received from the seller computer system with the one-time transaction identifying means stored in the transaction acquirer computer system, and if the two match, provides an indication to arrange the transaction.

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