Method and device for safety detection of online banking payment information

Method and device for safety detection of online banking payment information

  • CN 102,096,872 A
  • Filed: 02/12/2011
  • Published: 06/15/2011
  • Est. Priority Date: 02/12/2011
  • Status: Active Application
First Claim
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1. Web bank'"'"'s payment information safety detection method is characterized in that described method comprises:

  • Client terminal generates the order request information that comprises client terminal IP address and Referer field according to the merchandise sales information of merchant server webpage, sends to described merchant server;

    Described merchant server is according to described order request information, the sequence information that generation comprises order number, goods number and payment sends to described client terminal, and generates the online trading information comprise client terminal IP address, Referer field, the ID of trade company, order number, goods number, payment and trade company'"'"'s signature and send to bank server;

    Described client terminal generates the online payment solicited message that comprises client terminal IP address and Referer field, bank'"'"'s card number and sequence information according to described sequence information, sends to bank server;

    Described bank server generates the safety detection information that comprises online payment solicited message and online trading information according to described online payment solicited message, sends to the safety detection server;

    Described safety detection server mates the client terminal IP address in the described online payment solicited message and the client terminal IP address in Referer field and the online trading information and Referer field, generate safety detection result information, send to described bank server;

    Described bank server generates transaction risk information or Transaction Success information according to described safety detection result information, sends to described client terminal and/or merchant server.

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