Protect the method and device of account safety

Protect the method and device of account safety

  • CN 102,521,748 B
  • Filed: 11/23/2011
  • Issued: 04/10/2018
  • Est. Priority Date: 11/23/2011
  • Status: Active Grant
First Claim
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1. A kind of 1. method for protecting account safety, it is characterised in that including:

  • Receive the password of user'"'"'s input and detect the password of user input and default secured account trading password whetherIdentical, the secured account is set independently of main account, described for authorizing the part fund amount dominated in the main accountSecured account amount of funds available for distribution amount is less than the fund amount of the main account, and the secured account has and the main accountIdentical type of service scope;

    If the password of user'"'"'s input is identical with the trading password of the secured account, transaction request message is received, it is describedType of transaction and number of transaction are included in transaction request message;

    The transaction request, the money of the transaction request are performed in the secured account according to the type of transaction and number of transactionAmount of money degree is no more than the secured account and is authorized to domination fund amount;

    Methods described also includes:

    Whether the amount of funds for detecting the secured account is less than predetermined threshold value;

    If the amount of funds of the secured account is less than the predetermined threshold value, detection is transferred to the safety from the main accountWhether the fund total quantity of account is more than pre-set limit, and the pre-set limit is to be transferred in preset time from the main accountThe maximum of the amount of funds of the secured account;

    If the amount of funds for being transferred to the secured account from the main account in preset time is not more than pre-set limit, fromThe main account shifts fund to the secured account, the amount of funds in the secured account is not less than the default thresholdValue;

    It is described according to the type of transaction, the number of transaction before the secured account performs the transaction request, it is describedMethod also includes:

    The number of transaction is obtained from the transaction request message;

    The number of transaction is detected whether within the default fund amount of trading password, the default capital amount of trading passwordSpend to allow the maximum quantity of the fund for the activity of participating in business each time;

    It is described to be in the secured account execution transaction request according to the type of transaction and number of transaction:

    If the transactionQuantity is within the default fund amount of the trading password, then according to the type of transaction, the number of transaction in the peaceFull account performs the transaction request.

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