Real-time payment authorization

Real-time payment authorization

  • CN 103,299,328 A
  • Filed: 11/13/2012
  • Published: 09/11/2013
  • Est. Priority Date: 11/13/2011
  • Status: Active Application
First Claim
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1. computer implemented method that is used for providing the real-time informing of failure correspondent account transaction, described computer implemented method comprises:

  • Receive the user from the first payment request of the purchase of described businessman by computing machine from businessman, the described first payment request comprises the information of recognition agent;

    By the described correspondent account that described computer access is safeguarded by described payment system, described correspondent account comprises the information of one or more finance accounts of being safeguarded by one or more non-payment system publisher;

    Be identified for handling described one or more finance accounts of the described first payment request by described computing machine;

    Determine by described computing machine whether the described first payment request does not fail because satisfying described one or more payment rule;

    Notify the request of described user'"'"'s failed transactions by described computing machine, the described first payment request is not failed because satisfying described one or more payment rule;

    By described computing machine request is communicated to described user, to veto described one or more payment rule;

    Receive to the rejection response of described request of described user'"'"'s the described one or more payment rule of rejection by described computing machine;

    WithHandle described payment request by described computing machine in response to the described rejection response of the described request of the described one or more payment rule of rejection that receive to described user.

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