Method and apparatus for determining items based on interaction environment

Method and apparatus for determining items based on interaction environment

  • CN 103,632,264 B
  • Filed: 08/26/2013
  • Issued: 12/18/2020
  • Est. Priority Date: 08/24/2012
  • Status: Active Grant
First Claim
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1. A method of determining, by a device, a card to be used in settlement, the method comprising:

  • obtaining a card use history of cards usable via the device;

    acquiring information related to a settlement environment of the device when the device is in a locked state;

    determining, by the device, at least one card that can be used in settlement based on the acquired information related to the settlement environment and the acquired card use history;

    displaying at least one card image related to the determined at least one card on an unlock screen of the device, wherein the unlock screen includes a first interface for unlocking a locked state;

    determining a card to be used in settlement based on a user input on a card image displayed on the unlock screen;

    displaying a second interface for inputting authentication information for performing settlement by using the determined card on the device in the locked state;

    performing authentication by inputting authentication information via the second interface;

    performing settlement through the determined card based on a result of the verification; and

    providing settlement information associated with the determined card to the point-of-sale POS terminal.

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