Payment processing system, payment terminal, communication device, payment server and payment processing method

Payment processing system, payment terminal, communication device, payment server and payment processing method

  • CN 104,145,284 A
  • Filed: 02/18/2013
  • Published: 11/12/2014
  • Est. Priority Date: 03/07/2012
  • Status: Active Application
First Claim
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1. a payment processing system, described payment processing system is for carrying out payment processes by transmitting between payment terminal and paying server via communicator and receiving payment data, described payment terminal does not comprise the private network devices for communicating by letter with described paying server, described payment data at least comprises payment information and will carry out the information on services of paymentWherein, described payment terminal comprises:

  • Payment data generating unit, is configured to generate the first encrypted payment data of described payment information, andTerminal communication unit, is configured to, by short haul connection, the first generated payment data is sent to described communicator,Wherein, described communicator comprises;

    First device communication unit, is configured to receive described the first payment data by described short haul connection from described payment terminal, andThe second device communication unit, is configured to, via network, the second payment data of described the first payment data based on receiving from described payment terminal is sent to described paying server,Wherein, described paying server comprises;

    Server communication unit, is configured to receive described the second payment data via described network from described communicator, andPayment processes portion, is configured to described the second payment data to receiving from described communicator and decodes and carry out payment processes,Wherein, described server communication unit will at least comprise that the 3rd payment data that pays rear balance information of encrypting is sent to described communicator via described network,Wherein, described first device communication unit is sent to described payment terminal by described short haul connection by the 4th payment data, described the 3rd payment data that described the 4th payment data receives from described paying server based on described the second device communication unit, paying.

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