Smartcard-based value transfer

Smartcard-based value transfer

  • CN 1,788,291 A
  • Filed: 03/15/2004
  • Published: 06/14/2006
  • Est. Priority Date: 03/13/2003
  • Status: Active Application
First Claim
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1. , a kind of Value Transfer scheme, wherein, the user is equipped with programming device, and described programming device can carry the data that at least a used article of representative is worth, and the data of representative of consumer account are stored in remote processing station;

  • Wherein, by the user separately between the programming device off line swap data realize that transaction between the user, the data of described exchange comprise the described transaction that relates to or the record of each transaction;

    And wherein, have only the programming device as the user to connect to described remote processing station, and and then data just upgrade the user account data of each user account that is kept at described remote processing station when this programming device uploads to described remote processing station.

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