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Multiple party reward system utilizing single account

  • US 20020087410A1
  • Filed: 11/07/2001
  • Published: 07/04/2002
  • Est. Priority Date: 12/31/1998
  • Status: Active Grant
First Claim
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1. A reward method comprising the steps of:

  • (a) retrieving, in response to indicium of an account number, a customer record associated with said account number, said customer record including account information identifying an account holder and sub-account information identifying one or more sub-account holders;

    (b) determining if any of said one or more sub-account holders are present;

    (c) transacting with at least one of a present account holder and a present sub-account holder;

    (d) determining, in response to at least one of said step of transacting and said step of determining, a reward level;

    (e) allocating, to at least one of said account holder and said one or more sub-account holders determined to be present, said determined reward level; and

    (f) updating, in response to said reward allocation, said retrieved customer record.

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