SYSTEM AND METHOD FOR RENDERING DYNAMIC INSURANCE QUOTE INTERFACE
First Claim
Patent Images
1. A system for administering dynamic insurance quotations comprising:
- one or more processors;
a memory device coupled to the one or more processors;
and one or more computerized programs, wherein the one or more computerized programs are stored in the memory device and configured to be executed by the one or more processors, the one or more computerized programs including instructions for;
displaying an input display of an insurance quote application interface on a user device,detecting one or more user selectable inputs in the application interface, wherein the user selectable inputs do not require keyboard-type information entry and include a plurality of option selections, each respective option selection representative of insurance quotation specific information pertaining to the user, and in response to detecting user selections, initiating one or more user device and/or third party information requests;
receiving data in response to the one or more user device and/or third party information requests; and
outputting an insurance quotation based on the information conveyed via the option selections without requiring keyboard-type information entry on behalf of the user, wherein the quotation is also at least based in part on the data received in response to the one or more user device and/or third party information requests.
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Accused Products
Abstract
An insurance quotation management system for administering and managing insurance quotations through a graphical user interface. The system is configured to interface with third party data to provide insurance quotations based on input from a predictive model and data which may include social network information. The user interface permits the user to provide all inputs required to complete an application for insurance without the use of keyboard based input to provide a simplified user experience through a smart phone or other touch screen device.
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Citations
21 Claims
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1. A system for administering dynamic insurance quotations comprising:
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one or more processors; a memory device coupled to the one or more processors; and one or more computerized programs, wherein the one or more computerized programs are stored in the memory device and configured to be executed by the one or more processors, the one or more computerized programs including instructions for; displaying an input display of an insurance quote application interface on a user device, detecting one or more user selectable inputs in the application interface, wherein the user selectable inputs do not require keyboard-type information entry and include a plurality of option selections, each respective option selection representative of insurance quotation specific information pertaining to the user, and in response to detecting user selections, initiating one or more user device and/or third party information requests; receiving data in response to the one or more user device and/or third party information requests; and outputting an insurance quotation based on the information conveyed via the option selections without requiring keyboard-type information entry on behalf of the user, wherein the quotation is also at least based in part on the data received in response to the one or more user device and/or third party information requests. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 21)
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13. A computer system for calculating real time insurance quotations without requiring keyboard data entry, comprising:
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a processor; and a memory storage device in communication with the processor; the processor configured to; interrogate a user device for identifying information; transmit the identifying information via a communications network to an insurance operated web server; display a graphical user interface on the user device to solicit input from a user of the user device, wherein the graphical user interface requires no keyboard-type information entry from the user; receive information via the communications network from the user'"'"'s input via the graphical user interface, the user'"'"'s input not including keyboard-type information entry; and determine, based on the received information, whether additional information is required to provide the insurance quotation, and responsive to determining that additional information is needed, initiate and transmit a third party information request; receive, responsive to the third party information request, third party information; and determine a binding insurance quotation for the applicant based on the identifying information, the information from the user'"'"'s input via the graphical user interface, not including keyboard-type information entry, and the received third party information. - View Dependent Claims (14, 15, 16, 17, 18)
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19. A computer-implemented method for administering insurance quotations via a selectable input based graphical user interface, comprising:
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receiving by one or more computer processors, via a communications interface, device and/or third party driving data related to a user; storing, by the one or more computer processors in via a data storage device, the device and/or third party driving data related to the user; providing by the one or more computer processors the selectable input graphical user interface, the interface including a series of user selectable inputs, each input related to the device and/or third party driving data related to the user and not requiring user keyboard-type information entry; receiving by the one or more computer processors, via the communications interface, user selected inputs from the selectable input graphical user interface; storing by the one or more computer processors, in a data storage device, the received user selected inputs; determining, by the one or more computer processors, insurance quotation information for the user based on the user selected inputs and the device and/or third party driving data; and outputting by the one or more computer processors an electronic insurance confirmation to the user.
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20. (canceled)
Specification