SYSTEMS AND METHODS OF GAMIFICATION FOR A DRIVING PERFORMANCE PRODUCT
First Claim
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1. A method of providing a game-based driving performance application, the method comprising:
- determining an objective associated with driving performance of a driver;
communicating at least one objective to the driver;
receiving data associated with activity related to the objective;
determining a result based on comparing the data to the objective; and
reporting the result to at least one user;
wherein communicating the objective to the driver comprises a game-based interaction.
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Abstract
Systems and methods of adding a gamification layer or platform to a driving performance product, such as, a usage-based insurance product. One method includes determining a game-based objective based on the driving performance of a driver, offering a real-world or virtual incentive to the driver to complete the objective, tracking the driving performance of the driver, and determining if the driver achieves the objective. Reduced usage-based insurance premiums may be offered as an incentive to the driver. Other methods include customized game development and continuous improvement strategies.
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Citations
24 Claims
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1. A method of providing a game-based driving performance application, the method comprising:
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determining an objective associated with driving performance of a driver; communicating at least one objective to the driver; receiving data associated with activity related to the objective; determining a result based on comparing the data to the objective; and reporting the result to at least one user; wherein communicating the objective to the driver comprises a game-based interaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A method of developing an objective for a game-based driving performance application, the method comprising:
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receiving data associated with driving performance of a driver; determining a profile of the driver based on the driving performance of a driver; and generating the objective based on the profile of the driver, wherein the objective is associated with reducing a risk associated with a driving behavior of the driver. - View Dependent Claims (17, 18)
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19. A method of developing objectives for a game-based driving performance application, the method comprising:
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generating an objective based on the profile of a first driver, wherein the objective is associated with reducing a risk associated with a driving behavior of the first driver; communicating the objective to the first driver; offering an incentive to the first driver to achieve the objective; determining if the first driver achieves the objective; and communicating the objective and offering the incentive to a second driver if the first driver achieved the objective. - View Dependent Claims (20, 21)
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22. A system for a game-based driving performance application, comprising:
a computer system, comprising a memory and a processor, wherein the memory comprises the application, and wherein the application comprises logic for; determining an objective associated with driving performance of a driver; communicating at least one objective to the driver; receiving data associated with activity related to the objective; determining a result based on comparing the data to the objective; and reporting the result to at least one user; wherein communicating the objective to the driver comprises a game-based interaction.
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23. A computer readable medium comprising a game-based driving performance application, wherein the application comprises logic for:
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determining an objective associated with driving performance of a driver; communicating at least one objective to the driver; receiving data associated with activity related to the objective; determining a result based on comparing the data to the objective; and reporting the result to at least one user; wherein communicating the objective to the driver comprises a game-based interaction.
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24. A system for a game-based driving performance application, comprising:
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means for determining an objective associated with driving performance of a driver; means for communicating at least one objective to the driver; means for receiving data associated with activity related to the objective; means for determining a result based on comparing the data to the objective; and means for reporting the result to at least one user; wherein the means for communicating the objective to the driver comprises a game-based interaction.
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Specification