Motor Vehicle Operating Data Collection and Analysis

• US 20160129914A1
• Filed: 12/29/2015
• Published: 05/12/2016
• Est. Priority Date: 06/01/2005
• Status: Active Grant

• Current Assignee: Allstate Insurance Company (Allstate Corporation)
• Original Assignee: Allstate Insurance Company (Allstate Corporation)
• Inventors: Phelan, Joseph Patrick, Perquin, Johannes A.
• Granted Patent: US 9,421,981 B2
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: B60W 2520/105 Longitudinal acceleration
• CPC Class Codes: B60W 2555/20 Ambient conditions, e.g. wind or rain
• CPC Class Codes: B60W 2556/10 Historical data
• CPC Class Codes: B60W 2556/50 of positioning data, e.g. GPS [Global Positioning System] data
• CPC Class Codes: B60W 40/09 Driving style or behaviour
• CPC Class Codes: B60W 40/107 Longitudinal acceleration
• CPC Class Codes: G06F 17/00 Digital computing or data processing equipment or methods, specially adapted for specific functions information retrieval, database structures or file system structures therefor G06F16/00
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G07C 5/008 communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: G07C 5/02 Registering or indicating driving, working, idle, or waiting time only apparatus forming part of taximeters G07B13/00
• CPC Class Codes: G07C 5/0841 Registering performance data recording measured values G01D; information storage G11B
• CPC Class Codes: G08B 21/182 Level alarms, e.g. alarms responsive to variables exceeding a threshold
• CPC Class Codes: G08G 1/0104 Measuring and analyzing of parameters relative to traffic conditions
• CPC Class Codes: G08G 1/0112 from the vehicle, e.g. floating car data [FCD]
• CPC Class Codes: G08G 1/0129 for creating historical data or processing based on historical data
• CPC Class Codes: G08G 1/052 with provision for determining speed or overspeed speed measuring in general G01P
• CPC Class Codes: G08G 1/20 Monitoring the location of vehicles belonging to a group, e.g. fleet of vehicles, countable or determined number of vehicles
• CPC Class Codes: G09B 19/162 Control of ships, boats, or other waterborne vehicles
• CPC Class Codes: G09B 19/165 Control of aircraft
• CPC Class Codes: G09B 19/167 : Control of land vehicles

Abstract

A method and apparatus for collecting and evaluating powered vehicle operation utilizing on-board diagnostic components and location determining components or systems. The invention creates one or more databases whereby identifiable behavior or evaluative characteristics can be analyzed or categorized. The evaluation can include predicting likely future events. The database can be correlated or evaluated with other databases for a wide variety of uses.

Claims

1. A vehicle data collection and evaluation system comprising:

a mobile device comprising;

a locator;

a time marker;

an input port;

a first memory;

a wireless receiver and wireless transmitter; and

a first processor;

wherein the mobile device is configured to;

collect driving representative data,

store the driving representative data in the first memory, and

wirelessly transmit the driving representative data;

wherein the driving representative data comprises at least one of (i) location data, and (ii) speed data; and

a driving evaluator comprising;

a second processor;

a receiver and transmitter; and

a second memory unit;

wherein the driving evaluator is configured to;

receive the driving representative data transmitted by the mobile device, and

determine vehicle acceleration by using the driving representative data to;

identify elapsed time between at least two data points from the driving representative data,

determine a change in speed between the at least two data points, and

calculate the vehicle acceleration between the at least two data points based on the change in speed, and

determine a driver safety rating using the determined vehicle acceleration.

2. The system of claim 1, wherein the mobile device is a mobile telephone and the driving evaluator is configured to receive the driving representative data from the mobile telephone.

3. The system of claim 1, wherein the system is further configured to associate at least one of the determined vehicle acceleration and the driver safety rating with an individual driver profile.

4. The system of claim 3, wherein the system is further configured to receive from a user device a user log-in information associated with the individual driver profile and

is further configured to transmit to the user device for display on the user device information associated with the individual driver profile.

5. The system of claim 1, wherein the driving evaluator is further configured to determine whether the determined vehicle acceleration exceeds a vehicle acceleration threshold;

and

wherein the driving evaluator is further configured to transmit a notification to a mobile telephone of an authorized recipient that the vehicle acceleration threshold has been exceeded.

6. The system of claim 1, wherein the driving representative data includes first data collected from a first vehicle data acquiring component and second data collected from a second vehicle data acquiring component, wherein the first data acquiring component is distinct from the second vehicle data acquiring component.

7. The system of claim 6, wherein the vehicle acceleration is determined from the first data collected from the first vehicle data acquiring component, and

the driving evaluator is further configured to determine a comparative vehicle acceleration from the second data collected from the second vehicle data acquiring component;

and

compare the vehicle acceleration determined from the first data to the comparative vehicle acceleration determined from the second data to assess the accuracy of the vehicle acceleration determined from the first data.

8. The system of claim 1, wherein the driving evaluator is further configured to:

compare the driving representative data to average driving data associated with an average driver profile;

determine deviations between the driving representative data and the average driving data; and

record in an individual driver profile the deviations.

9. The system of claim 1, wherein the driving representative data includes data collected over a first trip traveled by a vehicle;

the driver safety rating is determined using the data collected over the first trip; and

the driver safety rating in indicative of a driver safety rating for the first trip.

10. The system of claim 1, wherein the driving representative data includes data collected over a first road segment traveled by a vehicle;

and

the driver safety rating is determined using the data collected over the first road segment.

11. The system of claim 1 wherein the determined vehicle acceleration is negative.

12. The system of claim 1 wherein the determined vehicle acceleration is positive.

13. A vehicle data collection and evaluation system comprising:

a mobile telephone comprising;

a display;

a locator;

a time marker;

an input port;

a first memory;

a wireless receiver and wireless transmitter; and

a first processor;

wherein the mobile telephone is configured to;

collect driving representative data

store the driving representative data in the first memory, and

wirelessly transmit the driving representative data,

wherein the driving representative data comprises at least one of (i) location data; and

(ii) speed data, and

a driving evaluator device comprising;

a server;

a second processor;

a receiver and transmitter, and

a second memory;

wherein the driving evaluator device is configured to;

receive the driving representative data transmitted by the mobile telephone; and

determine vehicle acceleration by using the driving representative data to;

determine a change in speed between the at least two data points, and

calculate the vehicle acceleration between the at least two data points based on the change in speed, and

determine a driver safety rating using the calculated vehicle acceleration.

14. The system of claim 13, wherein when the driving representative data comprises the speed data and the location data, and the driving evaluator device calculates the vehicle acceleration using the speed data,

the driving evaluator device is further configured to calculate a second vehicle acceleration using the location data, and

assess the accuracy of the vehicle acceleration calculated from the speed data using the second vehicle acceleration calculated from the location data.

15. The system of claim 13, wherein the driving evaluator device is further configured to:

compare the driver safety rating to an average driving safety rating associated with an average driver profile;

determine deviations between the driver safety rating and the average driver safety rating; and

record in an individual driver profile the deviations.

16. The system of claim 13, wherein the driving evaluator device is further configured to:

identify a map corresponding to a location of travel using the location data;

generate an illustration of a route of travel using the map and the location data; and

transmit the illustration to the mobile telephone for display on the display of the mobile telephone.

17. The system of claim 13, wherein the driving evaluator device is further configured to:

compare the speed data to a speed limit to determine whether vehicle speed exceeds the speed limit;

transmit a notification to the mobile telephone that the speed limit has been exceeded.

18. A vehicle data collection and evaluation system comprising:

a mobile device comprising;

a display;

a locator;

a time marker;

an input port;

a first memory;

a wireless receiver and wireless transmitter; and

a first processor;

wherein the mobile device is configured to;

collect driving representative data

store the driving representative data in the first memory, and

wirelessly transmit the driving representative data,

wherein the driving representative data comprises at least one of (i) location data; and

(ii) speed data, and

a driving evaluator comprising;

a second processor;

a receiver and transmitter, and

a second memory;

wherein the driving evaluator is configured to;

receive the driving representative data transmitted by the mobile device; and

determine vehicle acceleration by using the driving representative data to;

identify elapsed time between at least two data points from the driving representative data,

determine a change in speed between the at least two data points, and

calculate the vehicle acceleration between the at least two data points based on the change in speed, and

determine a driver safety rating using the calculated vehicle acceleration;

wherein the mobile device is configured to display the driver safety rating on the display.

19. The system of claim 18, wherein the mobile device is a mobile telephone.

20. The system of claim 19 wherein the vehicle acceleration comprises deceleration.

21. The system of claim 20, wherein the driving evaluator is further configured to:

determine whether the deceleration exceeds a vehicle deceleration threshold representative of a hard braking event; and

associate the hard breaking event with an individual driver profile.

22. The system of claim 21, wherein the driver safety rating is not negatively adjusted unless the deceleration exceeds the vehicle deceleration threshold.

23. The system of claim 18 wherein the wireless receiver and wireless transmitter are separate components.

24. The system of claim 18 wherein the wireless receiver and wireless transmitter are a single integrated component.