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EMV transactions in mobile terminals

  • US 7,357,309 B2
  • Filed: 06/22/2004
  • Issued: 04/15/2008
  • Est. Priority Date: 01/16/2004
  • Status: Active Grant
First Claim
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1. A method of conducting an electronic transaction between a mobile terminal and a remote party using a card-reader terminal, comprising:

  • hosting a proxy module in the card-reader terminal to act on behalf of the mobile terminal;

    establishing a wireless connection between the mobile terminal and the proxy module;

    authenticating a user of the mobile terminal to the proxy module; and

    conducting an electronic transaction between the mobile terminal and the remote party using said proxy module as an intermediary.

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