Computer system and method for networkd interchange of data and information for members of the real estate financial and related transactional services industry
DCFirst Claim
1. An Interchange Party Computer System (“
- IPCS”
) comprising;
a computer system configured with a set of instructions for a plurality of different, preconfigured allocatable resources for a real estate purchase or refinance transaction, the allocatable resources comprising;
a graphical user interface configured for a broker party allocated to and subcontrolled by the broker party;
a graphical user interface configured for a second participating party allocated to and subcontrolled by the second participating party;
a data capture server configured for capturing, organizing, and processing data relating to the real estate transaction;
a presentation server configured for presenting data relating to the real estate transaction;
whereby the broker party and second participating party are able to collaborate with one another so as to organize, process and present information about the real estate transaction;
wherein the instructions include subcontrol instructions allowing the broker party and/or second participating party to configure their respective graphical user interface settings to selectively control what data is shared with another party, the IPCS storing the customized allocated resources of a plurality of broker and/or second participating parties; and
wherein in response to subcontrol operations by one of those participating parties, the IPCS receiving and storing a plurality of customized graphical user interface settings received from one of those participating parties, thereby the system provides for one of those participating parties to selectively control the flow of information to one or more other participating parties.
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Litigations
0 Petitions
Reexamination
Accused Products
Abstract
An Interchange Party Computer System (“IPCS”) comprising: a plurality of units of allocated resources, configured for a lender party, broker party, transaction party and/or investor party, each unit of allocated resources including one or more administrator user interfaces that allow a participating party to manage its allocated resources and define which of its users and which other participating parties may access its allocated resources and use elements thereof, wherein at least one of the allocated resources include database allocated resources that are managed by the participating party assigned the resources, the allocated resources for the database being accessible and usable by a participating party on terms defined by the participating party responsible for managing the database allocated resources wherein at least one of the allocated resources include at one or more modules selected from the group of: a Rate and Loan Program Module that includes means to define loan programs or search defined loan programs in a database, an Automated Underwriting Module, a Mortgage Pools Module; a File Status and Transaction Party Module, which includes means to do two or more of: assign tasks, present task status, control viewing of task status, assign viewing privileges, monitor satisfaction of lender conditions, and upload loan documentation that are managed by the participating party assigned the resources; the allocated resources for the selected modules being accessible and usable by a participating party on terms defined by the participating party responsible for managing the selected modules allocated resources.
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Citations
23 Claims
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1. An Interchange Party Computer System (“
- IPCS”
) comprising;a computer system configured with a set of instructions for a plurality of different, preconfigured allocatable resources for a real estate purchase or refinance transaction, the allocatable resources comprising; a graphical user interface configured for a broker party allocated to and subcontrolled by the broker party; a graphical user interface configured for a second participating party allocated to and subcontrolled by the second participating party; a data capture server configured for capturing, organizing, and processing data relating to the real estate transaction; a presentation server configured for presenting data relating to the real estate transaction; whereby the broker party and second participating party are able to collaborate with one another so as to organize, process and present information about the real estate transaction; wherein the instructions include subcontrol instructions allowing the broker party and/or second participating party to configure their respective graphical user interface settings to selectively control what data is shared with another party, the IPCS storing the customized allocated resources of a plurality of broker and/or second participating parties; and wherein in response to subcontrol operations by one of those participating parties, the IPCS receiving and storing a plurality of customized graphical user interface settings received from one of those participating parties, thereby the system provides for one of those participating parties to selectively control the flow of information to one or more other participating parties. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
- IPCS”
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20. A method implemented over an Interchange Party Computer System (“
- IPCS”
) comprising;providing a computer system configured with a set of instructions for a plurality of different, preconfigured allocatable resources for a real estate purchase or refinance transaction, the allocatable resources comprising; providing a graphical interface configured for a broker party that are allocated to and subcontrolled by the broker party; providing a graphical user interface configured for a second participating party; providing a data capture server configured for capturing, organizing, and processing data relating to the real estate transaction; and providing a presentation server configured for presenting data relating to the real estate transaction; whereby the broker party and the second participating party are able to collaborate with one another so as to organize, process and present information about the real estate transaction; wherein the instructions include subcontrol instructions allowing the broker party and/or second participating party to configure their respective graphical user interface settings to selectively control what data is shared with another party, the IPCS storing the customized allocated resources of a plurality of broker and/or second participating parties; and wherein in response to subcontrol operations by one of those participating parties, the IPCS receiving and storing a plurality of customized graphical user interface settings received from one of those participating parties, thereby the system provides for one of those participating parties to selectively control the flow of information to one or more other participating parties. - View Dependent Claims (21, 22, 23)
- IPCS”
Specification