Near field communication activation and authorization

• US 8,813,182 B2
• Filed: 09/30/2008
• Issued: 08/19/2014
• Est. Priority Date: 01/30/2008
• Status: Active Grant

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: eBay Inc.
• Inventors: Griffin, Kent, Stone, Carl
• Primary Examiner(s): LEE, JASON T
• Application Number:
  US12/241,557
• Publication Number:
  US 20090193500A1
• Time in Patent Office: 2,149 Days
• Field of Search: 726/3, 726/4, 455/41.1
• US Class Current: 726/2
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/223 based on the use of peer-to-peer networks
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/3821 Electronic credentials
• CPC Class Codes: G06Q 20/3829 involving key management
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/4012 Verifying personal identification numbers [PIN]
• CPC Class Codes: G06Q 20/425 using two different networks, one for transaction and one for security confirmation
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G07F 17/32 for games, toys, sports, or amusements
• CPC Class Codes: H04B 5/00 Near-field transmission systems, e.g. inductive or capacitive transmission systems
• CPC Class Codes: H04L 63/06 for supporting key management in a packet data network cryptographic mechanisms or cryptographic arrangements for key management H04L9/08
• CPC Class Codes: H04L 67/04 specially adapted for terminals or networks with limited capabilities; specially adapted for terminal portability
• CPC Class Codes: H04W 12/06 Authentication
• CPC Class Codes: H04W 4/50 : Service provisioning or reconfiguring
• CPC Class Codes: H04W 4/80 : Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

A method of activation and authorization of a near field communication (NFC) enabled device comprising: receiving login information from an NFC enabled device; sending packet data via a network in response to receiving the login information from the NFC enabled device; and receiving corresponding data from the NFC enabled device in response to the sending of the packet data, the sending of the packet data and the receiving of the corresponding code facilitates the activation and authorization of the NFC enabled device, and the subsequent activation of the NFC device via a NFC link without further authorization of the NFC enabled device, is described herein.

Claims

1. A method of activation and authorization of a near field communication (NFC) enabled device comprising:

compiling login information associated with the NFC enabled device and a user of the NFC enabled device by generating a public key associated with the NFC enabled device and receiving specific information of the user;

transmitting the compiled login information to a server via network;

receiving, via network, packet data generated by the server in response to the login information, wherein the packet data comprises data associated with the NFC enabled device and comprises one of country data, currency data, language data, or activation code;

generating a corresponding code based on the packet data received;

transmitting, via network, the corresponding code, wherein the receiving of the packet data and the transmitting of the corresponding code facilitate an initial activation and authorization of the NFC enabled device at the server;

storing the packet data in the NFC enabled device; and

activating the NFC enabled device in response to an NFC link being established, by accessing the stored packet data that permits a subsequent activating of the NFC enabled device without further authorizing of the NFC enabled device at the server.

2. The method of claim 1, wherein the specific information of the user comprises one of a phone number, pin number, email address, or password of the user.

3. The method of claim 1, wherein the NFC enabled device comprises a cell phone, a personal digital assistant (PDA), a smart phone, a computer, or a personal computer (PC).

4. The method of claim 1, wherein the NFC link is established by tapping the NFC enabled device with another NFC enabled device, or by positioning the NFC enabled device in close proximity to another NFC enabled device.

5. The method of claim 4, wherein the NFC enabled device comprises a cell phone, a personal digital assistant (PDA), a smart phone, a computer, or a personal computer (PC).

6. The method of claim 5, wherein the other NFC enabled device comprises a cell phone, a fob, a smartcard, a personal digital assistant (PDA), a smart phone, a computer, a personal computer (PC), or a point of purchase (POP) terminal.

7. An apparatus for conducting a financial transaction comprising:

a near field communication (NFC) enabled device adapted to;

compile login information associated with the NFC enabled device and a user of the NFC enabled device, wherein the login information comprises a public key associated with the NFC enabled device and specific information of the user;

transmit the login information to a server via network;

receive, via network, packet data generated by the server in response to the login information, wherein the packet data comprises data associated with the NFC enabled device and comprises one of country data, currency data, language data, or activation code;

generate a corresponding code based on the packet data received;

transmit, via network, the corresponding code generated in response to the receipt of the packet data, the receipt of the packet data and the transmission of the corresponding code facilitating an initial activation and authorization of the NFC enabled device at the server;

the NFC enabled device further adapted to store the packet data and activate the NFC enabled device in response to an NFC link being established, by accessing the stored packet data that permits a subsequent activation of the NFC enabled device without further authorization of the NFC enabled device at the server.

8. The apparatus of claim 7, wherein the login information further comprises one of a phone number, pin number, email address, or password of the user.

9. The apparatus of claim 7, wherein the NFC enabled device comprises a cell phone, a personal digital assistant (PDA), a smart phone, a computer, or a personal computer (PC).

10. The apparatus of claim 7, wherein the NFC link is established by tapping the NFC enabled device with another NFC enabled device, or by positioning the NFC enabled device in close proximity to another NFC enabled device.

11. The apparatus of claim 10, wherein the NFC enabled device comprises a cell phone, a personal digital assistant (PDA), a smart phone, a computer, or a personal computer (PC).

12. The apparatus of claim 11, wherein the other NFC enabled device comprises a cell phone, a fob, a smartcard, a personal digital assistant (PDA), a smart phone, a computer, a personal computer (PC), or a point of purchase (POP) terminal.

13. A method of activation and authorization of a near field communication (NFC) enabled device comprising:

receiving, via network from an NFC enabled device, login information associated with the NFC enabled device and a user of the NFC enabled device, wherein the login information comprises a public key associated with the NFC enabled device and specific information of the user;

generating packet data based on the login information received from the NFC enabled device, wherein the packet data comprises data associated with the NFC enabled device and comprises one of country data, currency data, language data, or activation code;

sending packet data to the NFC enabled device via network; and

receiving, via network, corresponding code generated by the NFC enabled device based on the packet data, wherein the sending of the packet data and the receiving of the corresponding code facilitate an initial activation and authorization of the NFC enabled device, and wherein the NFC device is adapted to be activated in response to an NFC link being established, by accessing the packet data that permits a subsequent activation of the NFC device without further authorization of the NFC enabled device.

14. The method of claim 13, wherein the login information further comprises one of a phone number, pin number, email address, or password of the user.

15. A service provider system for activation and authorization of a near field communication (NFC) enabled device comprising one or more apparatus adapted to:

receive, via network from the NFC enabled device, login information associated with the NFC enabled device and a user of the NFC enabled device, wherein the login information comprises a public key associated with the NFC enabled device and specific information of the user;

generate packet data based on the login information received from the NFC enabled device, wherein the packet data comprises data associated with the NFC enabled device and comprises one of country data, currency data, language data, or activation code;

transmit, via network, the packet data to the NFC enabled device; and

receive, via network, a corresponding code generated by the NFC enabled device based on the packet data, wherein the transmission of the packet data and the receipt of the corresponding code facilitate an initial activation and authorization of the NFC enabled device at the service provider system, and wherein the NFC device is adapted to be activated in response to an NFC link being established, by accessing the packet data that permits an subsequent activation of the NFC device without further authorization of the NFC enabled device at the service provider system.

16. The system of claim 15, wherein the login information further comprises one of a phone number, pin number, email address, or password of the user.