Automated implementation of provisioned services based on captured sensor data

• US 10,498,827 B2
• Filed: 09/30/2016
• Issued: 12/03/2019
• Est. Priority Date: 09/30/2016
• Status: Active Grant

• Current Assignee: Toronto-Dominion Bank
• Original Assignee: Toronto-Dominion Bank
• Inventors: Chow, Arthur Carroll, Chan, Paul Mon-Wah, Haldenby, Perry Aaron Jones, Jethwa, Rakesh Thomas, Law, Eddie Cheuk Long, Lee, John Jong Suk, McCann, Stephen John, Nguyen, Haituyen Anthony
• Primary Examiner(s): Vo, Tuyen K
• Application Number:
  US15/281,479
• Publication Number:
  US 20180097883A1
• Time in Patent Office: 1,159 Days
• Field of Search: 235375
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 30/0283 Price estimation or determination
• CPC Class Codes: H04L 65/1069 Session establishment or de-establishment
• CPC Class Codes: H04L 67/12 specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
• CPC Class Codes: H04L 67/52 specially adapted for the location of the user terminal

Abstract

The disclosed embodiments include computer-implemented systems and processes that perform operations consistent with services provisioned to a device based on real-time sensor data indicative of and characterizing a user'"'"'s operation of the device and additionally or alternatively, a system or apparatus that includes the device. For example, the device may obtain stored data identifying a provisioned service, and may obtain sensor data captured by an on-board or external sensor during an operation of the device. Based on the sensor data, the device may generate a usage parameter that characterizes the operation of the device during a temporal period, and perform an operation consistent with the provisioned service in accordance with the generated usage parameter.

Claims

1. A device, comprising:

a memory storing instructions; and

at least one processor coupled to the memory, the at least one processor being configured to execute the instructions to;

obtain service data identifying a service provisioned to the device, the service data comprising an authentication token indicative of an authentication of the device by an additional computing system associated with the provisioned service;

obtain first sensor data captured by a first sensor during an operation of the device, the first sensor data being indicative of values of a first device parameter detected by the first sensor during a plurality of temporal intervals;

generate a plurality of usage parameters based on the first sensor data, the generated usage parameters characterizing the operation of the device during the temporal intervals; and

perform operations consistent with the provisioned service and in accordance with the generated usage parameters, the operations comprising, for each of the temporal intervals, generating and transmitting a transaction request that includes the authentication token and a corresponding one of the usage parameters to the additional computing system, the transaction request causing the additional computing system to validate the authentication token and initiate a payment transaction based on the validated authentication token and the corresponding one of the usage parameters.

2. The device of claim 1, wherein the at least one processor is further configured to:

detect a completion of each of the temporal intervals; and

perform the operations consistent with the provisioned service in response to the detected completion of each of the temporal intervals.

3. The device of claim 1, wherein

the at least one processor is further configured to

repeatedly perform the operations consistent with the provisioned service in accordance with each of the generated usage parameters.

4. The device of claim 1, wherein:

the at least one processor is further configured to establish a communications session with a second sensor across a network;

the second sensor is disposed within an environment in which the device operates; and

the second sensor detects a second device parameter that characterizes the operation of the device within the environment.

5. The device of claim 4, wherein the at least one processor is further configured to:

receive second sensor data from the second sensor during the operation of the device, the second sensor data being indicative of a value of the second device parameter; and

for at least one of the temporal intervals, generate the corresponding one of the usage parameters based on a combination of the first and second sensor data.

6. The device of claim 4, wherein the at least one processor is further configured to:

establish communications sessions with a plurality of second sensors disposed within the environment, the second sensors detecting second device parameters that characterize the operation of the device within the environment;

receive portions of the second sensor data from the second sensor devices during the operation of the device, the second sensor data portions being indicative of values of corresponding ones of the second device parameters; and

for at least one of the temporal intervals, generate the corresponding one of the usage parameters based on a combination of the first sensor data and a corresponding portion of the second sensor data.

7. The device of claim 4, wherein the second device parameter detected by the second sensor comprises at least one of a speed of the device, an acceleration of the device, a geographic position of the device, or a temperature of the device.

8. The device of claim 1, wherein:

the provisioned service comprises a payment service;

the at least one processor is further configured to obtain tariff data associated with the payment service, the tariff data specifying a unit cost for the first device parameter; and

each of the generated usage parameters comprise an aggregate cost associated with the operation of the device during a corresponding one of the temporal intervals.

9. The device of claim 1, wherein:

the device further comprises a plurality of first sensors configured to detect corresponding first device parameters, each of the first sensors being coupled to the at least one processor; and

the at least one processor is further configured to;

obtain portions of the first sensor data captured by corresponding ones of the first sensors during the operation of the device, the obtained portions of the first sensor data being indicative of values of corresponding ones of the first device parameters during the plurality of temporal intervals; and

generate the usage parameters based on the obtained portions of the first sensor data.

10. The device of claim 1, further comprising the first sensor, the first sensor being coupled to the at least one processor.

11. The device of claim 1, wherein the authentication token is further indicative of the authentication, by the additional computing system, of one or more authentication credentials of a user associated with the device.

12. The device of claim 1, wherein:

the at least one processor is further configured to generate and transmit a data package that includes at least a portion of the first sensor data to one or more peer computing systems, the data package causing the one or more peer computing systems to perform operations that record the first sensor data within a first ledger block of a distributed ledger; and

for each of the temporal intervals, the transaction request further causes the additional computing system to validate the corresponding one of the generated usage parameters based on the recorded first sensor data and to initiate the payment transaction based on the validation of the corresponding one of the usage parameters and the validation of the authentication token.

13. A computer-implemented method, comprising:

obtaining, by at least one processor, service data identifying a service provisioned to a device, the service data comprising an authentication token indicative of an authentication of the device by an additional computing system associated with the provisioned service;

obtaining, by the at least one processor, sensor data captured by a sensor during an operation of the device, the sensor data being indicative of values of a device parameter detected by the sensor during a plurality of temporal intervals;

generating, by the at least one processor, a plurality of usage parameters based on the sensor data, the generated usage parameters characterizing the operation of the device during the temporal intervals period; and

performing, by the at least one processor, operations consistent with the provisioned service and in accordance with the generated usage parameters, the operations comprising, for each of the temporal intervals, generating and transmitting a transaction request that includes the authentication token and a corresponding one of the generated usage parameters to the additional computing system, the transaction request causing the additional computing system to validate the authentication token and initiate a payment transaction based on the validated authentication token and the corresponding one of the usage parameters.

14. A system, comprising:

a plurality of first sensors, the first sensors being configured to detect first device parameters; and

a communications device, the communications device comprising a memory storing instructions, and at least one processor coupled to the memory and the first sensors, the at least one processor being configured to execute the instructions to;

obtain service data indicative of a service provisioned to the communications device, the service data comprising an authentication token indicative of an authentication of the device by an additional computing system associated with the provisioned service;

obtain first sensor data captured by corresponding ones of the first sensors during an operation of the system, the first sensor data being indicative of values of first device parameters detected by corresponding ones of the first sensors during a plurality of temporal intervals;

generate a plurality of usage parameters based on the first sensor data, the generated usage parameters characterizing the operation of the device during the temporal intervals; and

perform operations consistent with the provisioned service and in accordance with the generated usage parameters, the operations comprising, for each of the temporal intervals, generating and transmitting a transaction request that includes the authentication token and a corresponding one of the generated usage parameters to the additional computing system, the transaction request causing the additional computing system to validate the authentication token and initiate a payment transaction based on the validated authentication token and the corresponding one of the usage parameters.

15. The system of claim 14, wherein the at least one processor is further configured to:

detect a completion of each of the temporal intervals; and

perform the operations consistent with the provisioned service in response to the detected completion of each of the temporal intervals.

16. The system of claim 14, wherein

the at least one processor is further configured to

repeatedly perform the operations consistent with the provisioned service in accordance with each of the generated usage parameters.

17. The system of claim 14, wherein:

the at least one processor is further configured to establish a communications session with a second sensor across a network;

the second sensor is disposed within an environment in which the device operates;

the second sensor detects a second device parameter that characterizes the operation of the device within the environment; and

the second device parameter comprises at least one of a speed of the communications device, an acceleration of the communications device, a geographic position of the communications device, or a temperature of the communications device.

18. The system of claim 17, wherein the at least one processor is further configured to:

receive second sensor data from the second sensor during the operation of the device, the second sensor data being indicative of a value of the second device parameter; and

for at least one of the temporal intervals, generate the corresponding one of the usage parameters based on a combination of the first and second sensor data.

19. The system of claim 17, wherein the at least one processor is further configured to:

establish communications sessions with a plurality of second sensors disposed within the environment, the second sensors detecting second device parameters that characterize the operation of the device within the environment;

receive portions of the second sensor data from the second sensor devices during the operation of the device, the second sensor data portions being indicative of values of corresponding ones of the second device parameters; and

for at least one of the temporal intervals, generate the corresponding one of the usage parameters based on a combination of the first sensor data and the portion of the second sensor data.

20. The system of claim 14, wherein:

the provisioned service comprises a payment service;

the at least one processor is further configured to obtain tariff data associated with the payment service, the tariff data specifying unit costs for the first device parameters; and

each of the generated usage parameters comprises an aggregate cost associated with the operation of the communications device by the user during a corresponding one of the temporal intervals.