Method and system for linking prepaid cards and calls using those cards to paying for content and other services over the internet

• US 20020091632A1
• Filed: 01/09/2001
• Published: 07/11/2002
• Est. Priority Date: 01/09/2001
• Status: Abandoned Application

• Current Assignee: David L. Turock, Richard A. Robbins, Warren S. Gifford
• Original Assignee: David L. Turock, Richard A. Robbins, Warren S. Gifford
• Inventors: Turock, David L., Robbins, Richard A., Gifford, Warren S.
• Application Number:
  US09/757,205
• Publication Number:
  US 20020091632A1
• Time in Patent Office: Days
• US Class Current: 705/39
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/28 Pre-payment schemes, e.g. "pay before"
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising

Abstract

A system and method of managing a prepaid card account to provide offers for goods and/or services in real time is provided. When a user establishes an electronic communication between the user and a service provider, and the service provider receives the user'"'"'s prepaid card account card account number, the prepaid card account manager is notified. The prepaid account manager selects, and transmits, an offer of goods and/or services based on an interest database that corresponds to the user'"'"'s prepaid card account, and the usage of that account.

Claims

1. A method of managing a prepaid card account to provide offers for goods or services in real time to a user of the prepaid card via a first electronic communications device, comprising the steps of:

establishing a communication via the device between the user and a first provider of goods or services;

receiving, by said first provider, of the user'"'"'s prepaid card account number via the first device;

notifying a prepaid card manager, by said first provider, of said transmission of said prepaid card account number via a second electronic communications device;

selecting by said prepaid card manager an offer of a good or service based on information an interest database maintained by said manager, said interest database corresponding to said prepaid card account; and

transmitting said offer from said prepaid card manager to said user via said first device.

2. The method of claim 1 wherein said first device is a telephone.

3. The method of claim 1 wherein said first device is a computer.

4. The method of claim 1 wherein said first and second devices are of substantially the same form.

5. The method of claim 1 further comprising the step of entering, by said user, information into said interest database.

6. The method of claim 1 further comprising the step of storing in said database, by said manager, of data relating to communications, between said user and at least one second provider of goods or services, via a third electronic communications device.

7. The method of claim 6 wherein one of said second providers is said first provider.

8. The method of claim 6 wherein said third device is a telephone.

9. The method of claim 6 wherein said third device is a computer.

10. The method of claim 6 wherein said first and third devices are of substantially the same form.

11. The method of claim 1 wherein said interest database includes information sorted according to a category selected from the group consisting of sports, countries, affiliations, and languages.

12. The method of claim 11 wherein said offer is transmitted in a language selected from a language stored in said interest database.

13. The method of claim 1 further comprising storing, by said manager, of information corresponding to the content of said offer in an offer database.

14. The method of claim 1 further comprising storing, by said manager, of information corresponding to an indication of whether the user accepted said offer in an offer database.

15. The method of claim 1 further including selecting said offer based on information stored in an offer database.

16. The method of claim 15 further comprising selecting said offer based on whether an offer having substantially the same content was previously made to the user.

17. The method of claim 15 further comprising selecting said offer based on whether an offer having substantially the same content was previously accepted by the user.

19. The manager of claim 18 further including an offer generator for selecting an offer from said offer database based on information in said interest database and transmitting said offer to a user of said prepaid card via an electronic communications device.

20. The manager of claim 18 wherein said interest database includes information sorted according to a category selected from the group consisting of sports, countries, affiliations, and languages.

21. The manager of claim 19 wherein said telecommunications device is a telephone.

22. The manager of claim 19 wherein said telecommunications device is a computer.

23. The manager of claim 19 further comprising an offer selector for selecting an offer based on information is said offer database.

24. The manager of claim 23 wherein said offer database includes information corresponding to the content of offers.

25. The manager of claim 23 wherein said offer database includes information corresponding to whether an offer was accepted by said user.

26. The manager of claim 23 wherein said offer database includes information corresponding to whether an offer was accepted by said user.

18. A prepaid card account manager comprising:

a prepaid card database including at least a balance and account number for at least one prepaid card

an interest database corresponding to said account number; and

an offer database.

27. A system for managing a prepaid card account comprising:

means for identifying the prepaid card account;

means for storing interests of a user of the account; and

means for generating an offer of goods or services based on said interests, said offer generated during a electronic communication between said user and a provider of goods or services.