Method and system for conducting user defined mobile commerce

• US 20030014357A1
• Filed: 07/16/2001
• Published: 01/16/2003
• Est. Priority Date: 07/16/2001
• Status: Abandoned Application

• Current Assignee: General Motors LLC (General Motors Company)
• Original Assignee: General Motors Corporation (Motors Liquidation Co. GUC Trust)
• Inventors: Chrisekos, John, Heng, Teck T.
• Application Number:
  US09/906,488
• Publication Number:
  US 20030014357A1
• Time in Patent Office: Days
• US Class Current: 705/39
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/305 using wired telephone networks

Abstract

The invention provides a method for conducting user defined mobile commerce by receiving a customer ID and a transaction information from a transaction provider. The method further accesses a customer defined mobile commerce transaction account corresponding to the customer ID. At least a portion of the transaction information is compared with the customer defined mobile commerce transaction account information; and a transaction status is determined based on the comparison of the transaction information and the customer defined mobile commerce transaction account information.

Claims

1. A method for conducting user defined mobile commerce comprising:

receiving a customer ID and a transaction information from a transaction provider;

accessing a customer defined mobile commerce transaction account corresponding to the customer ID;

comparing at least a portion of the transaction information with the customer defined mobile commerce transaction account information; and

determining a transaction status based on the comparison of the transaction information and the customer defined mobile commerce transaction account information.

2. The method of claim 1 further comprising:

receiving a transaction provider application for a business mobile commerce transaction account; and

determining a transaction provider approval status based on the transaction provider application.

3. The method of claim 1 further comprising:

providing a transceiver device to a transaction provider.

4. The method of claim 1 further comprising:

receiving a customer application for a customer defined mobile commerce transaction account; and

determining customer approval status based on the customer application.

5. The method of claim 1 further comprising:

assigning a customer ID to a transponder device; and

providing a user interface and the transponder device to customers.

6. The method of claim 5 wherein the customer defined mobile commerce transaction account is edited by a customer through the user interface.

7. The method of claim 1 further comprising:

sending the transaction status to the transaction provider.

8. The method of claim 1 further comprising:

sending the transaction status to a HQ transaction server.

9. The method of claim 8 further comprising:

sending the transaction status to the transaction provider from the HQ transaction server.

10. The method of claim 1 wherein the customer defined mobile commerce transaction account is located on a web server.

11. The method of claim 1 wherein the customer defined mobile commerce transaction account is located on a transaction server.

12. The method of claim 1 wherein the customer defined mobile commerce transaction account corresponds to at least one customer ID.

14. The system of claim 13 further comprising:

means for receiving a transaction provider application for a business mobile commerce transaction account; and

means for determining a transaction provider approval status based on the transaction provider application.

15. The system of claim 13 further comprising:

means for receiving a customer application for a customer defined mobile commerce transaction account; and

means for determining customer approval status based on the customer application.

16. The system of claim 13 further comprising:

means for assigning a customer ID associated with the customer defined mobile commerce transaction account, to a transponder device; and

means for providing a user interface for the customer defined mobile commerce transaction account.

17. The system of claim 16 further comprising:

means for the customer defined mobile commerce transaction account to be edited by a customer through the user interface.

19. The computer readable medium of claim 18 further comprising:

computer readable code for receiving a transaction provider application for a business mobile commerce transaction account; and

computer readable code for determining a transaction provider approval status based on the transaction provider application.

20. The computer readable medium of claim 18 further comprising:

computer readable code for receiving a customer application for a customer defined mobile commerce transaction account; and

computer readable code for determining customer approval status based on the customer application.

21. The computer readable medium of claim 18 further comprising:

computer readable code for assigning a customer ID associated with the customer defined mobile commerce transaction account, to a transponder device; and

computer readable code for providing a user interface for the customer defined mobile commerce transaction account.

22. The computer readable medium of claim 21 further comprising:

computer readable code for allowing the customer defined mobile commerce transaction account to be edited by a customer through the user interface.

13. A system for conducting user defined mobile commerce comprising:

means for receiving a customer ID and a transaction information from a transaction provider;

means for accessing a customer defined mobile commerce transaction account corresponding to the customer ID;

means for comparing at least a portion of the transaction information with the customer defined mobile commerce transaction account information; and

means for determining a transaction status based on the comparison of the transaction information and the customer defined mobile commerce transaction account information.

18. A computer usable medium storing a computer program comprising:

computer readable code for receiving a customer ID and a transaction information from a transaction provider;

computer readable code for accessing a customer defined mobile commerce transaction account corresponding to the customer ID;

computer readable code for comparing at least a portion of the transaction information with the customer defined mobile commerce transaction account information; and

computer readable code for determining a transaction status based on the comparison of the transaction information and the customer defined mobile commerce transaction account information.