Systems and methods for providing secured electronic messaging

• US 20030065727A1
• Filed: 05/06/2002
• Published: 04/03/2003
• Est. Priority Date: 09/28/2001
• Status: Abandoned Application

• Current Assignee: Capital One Financial Corporation
• Original Assignee: Capital One Financial Corporation
• Inventors: Clarke, Forrest James, Zeigler, Bradley Carl, Sengupta, Abhik
• Application Number:
  US10/138,566
• Publication Number:
  US 20030065727A1
• Time in Patent Office: Days
• US Class Current: 709/206
• CPC Class Codes: H04L 51/066 Format adaptation, e.g. format conversion or compression
• CPC Class Codes: H04L 63/04 for providing a confidential data exchange among entities communicating through data packet networks

Abstract

Systems and methods are disclosed for providing secured messaging in a communications network environment. The network environment may include public communication channels or networks, such as the Internet. Embodiments of the invention may be implemented to facilitate secured electronic messaging between any combination of entities, such as one or more customer locations and a message center. Further, consistent with embodiments of the invention, arrangements may be provided to permit the servicing of customers within a network environment that integrates legacy systems associated with a message center.

Claims

1. A method for providing secured messaging, the method comprising:

receiving, over a first secured communications channel, a message from a customer at a customer location;

translating the message from the customer location into an e-mail, the e-mail being addressed to an address that is accessible by a message center through a legacy messaging system;

retrieving, at the message center, the e-mail through the legacy messaging system;

preparing, at the message center, a reply e-mail that includes a response to the message from the customer location;

retrieving, over a second secured communications channel, the reply e-mail from the legacy messaging system; and

translating the reply e-mail into a message format that can be presented to the customer at the customer location.

2. A method according to claim 1, wherein the step of receiving the message from the customer comprises:

establishing a secure messaging session between the customer location and a Web server;

generating a message input screen at the customer location to permit entry of the message of the customer; and

transmitting a secure Hypertext Transfer Protocol (HTTPS) request from the customer location to the Web server, the HTTPS request including the message of the customer entered through the message input screen.

3. A method according to claim 2, wherein the step of receiving further comprises forwarding the HTTPS request from the Web server to an applications server.

4. A method according to claim 3, wherein the step of forwarding comprises establishing a secure messaging session between the Web server and the applications server using a secure sockets layer protocol.

5. A method according to claim 3, wherein the step of translating the message from the customer location comprises:

constructing, at the applications server, an e-mail addressed to the message center, the e-mail including customer information and at least one message trigger with an initial value; and

forwarding the e-mail addressed to the message center from the applications server to the legacy messaging system.

6. A method according to claim 5, further comprising:

examining, at the message center, each message trigger provided in the e-mail to determine if the initial value assigned to the message trigger is proper; and

updating, in the reply e-mail, the value of each message trigger if the initial value is determined to be improper.

7. A method according to claim 6, further comprising:

inspecting, at the applications server, the value of each message trigger; and

notifying, based on the value of each message trigger, the customer at the customer location that a reply from the message center is available.

8. A method according to claim 1, wherein the customer location includes a Web browser and further wherein the step of translating the reply e-mail comprises constructing an HTML file that can be interpreted by the Web browser at the customer location to display the response to the customer.

9. A method according to claim 1, further comprising:

notifying the customer at the customer location that a reply from the message center is available; and

forwarding, upon request from the customer, the reply e-mail in the message format that can be presented to the customer at the customer location.

10. A method according to claim 1, wherein the step of retrieving the reply e-mail comprises:

providing the second secured communications channel between the legacy messaing system and an applications server; and

forwarding the reply e-mail over the second secured communications channel from the legacy messaging system to the applications server.

11. A method according to claim 10, wherein the step of translating the reply e-mail comprises constructing an HTML file that can be interpreted by a Web browser at the customer location to display the response to the customer.

12. A system for providing secured messaging between a customer and a message center, the system comprising:

means for receiving a message from the customer at a customer location;

means for translating the message from the customer location into an e-mail, the e-mail being addressed to a mailbox address that is accessible by the message center through a legacy messaging system;

means for retrieving, at the message center, the e-mail through the legacy messaging system;

means for preparing, at the message center, a reply e-mail that includes a response to the message from the customer location;

means for retrieving, at an applications server, the reply e-mail from the legacy messaging system; and

means for translating the reply e-mail into a message format that can be presented to the customer at the customer location.

13. A system according to claim 12, wherein the means for receiving the message from the customer comprises:

means for establishing a secure messaging session between the customer location and a Web server;

means for generating a message input screen at the customer location to permit entry of the message of the customer; and

means for transmitting a secure Hypertext Transfer Protocol (HTTPS) request from the customer location to the Web server, the HTTPS request including the message of the customer entered through the message input screen.

14. A system according to claim 13, wherein the means for receiving the message from the customer further comprises means for forwarding the HTTPS request from the Web server to an applications server.

15. A system according to claim 14, wherein the means for forwarding the HTTP request comprises means for establishing a secure messaging session between the Web server and the applications server using a secure sockets layer protocol.

16. A system according to claim 14, wherein the means for translating the message from the customer comprises:

means for constructing, at the applications server, the e-mail addressed to the message center, the e-mail including customer information and at least one message trigger; and

means for forwarding the e-mail addressed to the message center from the applications server to the legacy messaging system.

17. A system according to claim 12, wherein the customer location includes a Web browser and further wherein the means of translating the reply e-mail comprises means for constructing an HTML file that can be interpreted by the Web browser at the customer location to display the response to the customer.

18. A system according to claim 12, further comprising:

means for notifying the customer at the customer location that a reply from the message center is available; and

means for forwarding, upon request from the customer, the reply e-mail in the message format that can be presented to the customer at the customer location.

19. A system according to claim 12, wherein the means for retrieving the reply e-mail comprises:

means for providing a secure communications channel between the legacy messaging system and an applications server; and

means for forwarding the reply e-mail over the secure communications channel from the legacy messaging system to the applications server.

20. A system according to claim 19, wherein the means for translating the reply e-mail comprises means for constructing an HTML file that can be interpreted by a Web browser at the customer location to display the response to the customer.

21. A method for provide secure messaging between a plurality of customers and a message center, comprising:

providing a Web site that is accessible over the Internet, the Web site including at least one message input screen;

receiving, as part of a secure messaging session with a customer location, a message from a customer entered through the at least one message input screen;

forwarding, as part of a secure Hypertext Transfer Protocol (HTTPS) request, the message of the customer to an applications server;

constructing, at the applications server, an e-mail containing the message of the customer, the e-mail being addressed to a private mailbox address that is accessible by the message center; and

examining, at the message center, the e-mail constructed by the applications server and generating a reply e-mail, the reply e-mail including a reply to the message of the customer.

22. A method according to claim 21, wherein the reply e-mail is addressed to a private mailbox that is accessible by the applications server.

23. A method according to claim 22, further comprising:

forwarding, over a secure communications channel, the reply e-mail from the message center to the applications server; and

generating, at the applications server, an HTML file based on the reply e-mail from the message center, the HTML file including the reply of the message of the customer.

24. A method according to claim 21, further comprising:

providing a private e-mail system that is accessible to the applications server and the message center.

25. A method according to claim 24, further comprising:

forwarding, from the applications server to the private e-mail system, the e-mail addressed to the private mailbox address of the message center; and

retrieving, at the message center, the e-mail from the private e-mail system.

26. A method according to claim 24, further comprising:

forwarding, from the message center to the private e-mail system, the reply e-mail addressed to the private mailbox address of the applications server; and

retrieving, at the applications server, the reply e-mail from the private e-mail system.

27. A method according to claim 21, further comprising:

constructing, at the applications server, an HTML file based on the reply e-mail from the message center; and

forwarding, as part of a secure messaging session with the customer location, the HTML file to a Web browser at the customer location to display the reply from the message center to the customer.

28. A method according to claim 21, further comprising:

forwarding, upon request from the customer, the reply e-mail in a message format that can be presented to the customer at the customer location.

29. A method according to claim 21, further comprising:

in response to the reply e-mail, notifying the customer at the customer location that the reply from the message center is available.

30. A system for providing secure messaging, the system comprising:

a Web server connected to a plurality of customer locations over a public communications network, the Web server being adapted to receive a message from a customer during a secure messaging session with one of the plurality of customer locations;

an applications server connected to the Web server and adapted to receive the message from the customer during a secure messaging session with the Web server; and

a private e-mail system connected to the applications server and a message center;

wherein, in response to the customer message received from the Web server, the applications server is adapted to;

construct an e-mail containing the message of the customer, the e-mail being addressed to a private mailbox address that is accessible by the message center through the private e-mail system;

retrieve, through the private e-mail system, a reply e-mail generated by the message center, the reply e-mail including a reply to the message of the customer; and

translate the reply e-mail into a message format that can be presented to the customer at the customer location.

31. A system according to claim 30, further comprising means for notifying the customer at the customer location that the reply from the message center is available.

32. A system according to claim 31, further comprising means for forwarding, upon request from the customer, the reply e-mail in a message format that can be presented to the customer at the customer location.

33. A system according to claim 30, wherein the applications server is adapted to translate the reply e-mail from the message center into an HTML file and further wherein the HTML file is forwarded by the Web server, as part of a secure messaging session with the customer location, to a Web browser at the customer location to display the reply from the message center to the customer.

34. A system for providing secure messaging, the system comprising:

a Web server adapted to receive a message from a customer during a secure messaging session with a customer location;

an applications server connected to the Web server and adapted to receive the message from the customer during a secure messaging session with the Web server; and

a messaging system connected to the applications server and a message center;

wherein, in response to the message from the customer, the applications server is adapted to;

construct an e-mail containing the message of the customer, the e-mail including a data header with customer information and message handling information;

forward the e-mail to an address that is accessible by the message center through the messaging system;

retrieve, through the messaging system, a reply e-mail generated by the message center, the reply e-mail including a reply to the message of the customer; and

translate the reply e-mail into a message format that can be presented to the customer at the customer location.