System and method for presenting and processing documents on the internet
First Claim
1. A digital document delivery system for presentation of electronic documents for user viewing electronically, wherein the digital document delivery system comprises:
- A) an electronic inserter that generates an electronic print stream output with information to be presented to users of the system, said information containing information regarding at least one primary document and information concerning N secondary documents to be associated with the primary document, where N is an integer equal to or greater than zero;
B) a bill processing server communicating with the electronic inserter, wherein the bill processing server interacts with an associated account database for maintaining information concerning the primary document delivered to the user and any response from the user concerning said primary document; and
C) an interactive bill presentation server for receipt of the electronic print stream from the electronic inserter, for generating electronically viewable data corresponding to the primary document as well as for presenting electronic information related to any associated secondary documents, the interactive bill presentation server communicating with the bill processing server and with the user, including receipt of response information from the user for presentation to the bill processing server.
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Accused Products
Abstract
A digital document delivery system and method for providing to a user an electronic primary document with associated secondary documents. The secondary documents can have relative priorities and are based upon user preference data. An electronic inserter, bill processing server and interactive bill presentation server are used to make the primary and secondary documents available for viewing by a user via the user'"'"'s web browser, as well as to allow the user to interrogate the system and to respond to the primary document, such as to pay an account due as stated in the primary document. The digital document delivery system and method also notifies the user of the existence of a primary and secondary documents for viewing.
49 Citations
32 Claims
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1. A digital document delivery system for presentation of electronic documents for user viewing electronically, wherein the digital document delivery system comprises:
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A) an electronic inserter that generates an electronic print stream output with information to be presented to users of the system, said information containing information regarding at least one primary document and information concerning N secondary documents to be associated with the primary document, where N is an integer equal to or greater than zero;
B) a bill processing server communicating with the electronic inserter, wherein the bill processing server interacts with an associated account database for maintaining information concerning the primary document delivered to the user and any response from the user concerning said primary document; and
C) an interactive bill presentation server for receipt of the electronic print stream from the electronic inserter, for generating electronically viewable data corresponding to the primary document as well as for presenting electronic information related to any associated secondary documents, the interactive bill presentation server communicating with the bill processing server and with the user, including receipt of response information from the user for presentation to the bill processing server. - View Dependent Claims (2, 3, 4, 5, 11, 12, 13)
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6. (Cancelled)
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7. (Cancelled)
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8. (Cancelled)
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9. (Cancelled)
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10. (Cancelled)
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14. A method of delivering digital documents for presentation of electronic documents for user viewing electronically, comprising the steps of:
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A) generating an electronic print stream output with information to be presented to users, said information containing information regarding at least one primary document and information concerning N secondary documents to be associated with the primary document, where N is an integer equal to or greater than zero;
B) interacting with an associated account database for maintaining information concerning the primary document delivered to the user and any response from the user concerning said primary document; and
C) receiving the electronic print stream for generating electronically viewable data corresponding to the primary document as well as for presenting electronic information related to any associated secondary documents, and communicating with the user, including receipt of response information from the user for modifying the account database. - View Dependent Claims (15, 16, 17, 18)
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19. A bill processing server for use in a digital document delivery system having a router instruction processor (RIP) for controlling via an electronic inserter, the generation of an electronic print stream for presentation to an associated interactive bill presentment server (IBPS), with the IBPS responsible for generating the print stream data in an electronic form for viewing primary and secondary documents by a customer, the bill processing server for further communicating with a database containing customer account information;
- comprising;
means for receiving bill requests from the RIP, said bill request containing bill data objects regarding the nature of an electronic bill primary document to be sent electronically over a network for viewing by the customer;
means for updating the database based upon the received bill data objects;
means for instructing the IBPS to generate an electronically viewable version of a primary document with N associated secondary documents, where N is an integer equal to or greater than zero; and
means for receipt of information from the IBPS concerning any customer responses so as to update the database. - View Dependent Claims (20, 21, 22, 23, 24, 25, 26, 27)
- comprising;
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28. A method of controlling an account database containing information concerning customers'"'"' account balances associated with the delivery of electronic bills to the customers, comprising the steps of:
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a) receiving a bill request containing bill data objects representative of the nature of a bill to be presented to a customer;
b) based upon the bill data objects, updating the data stored in the account database for that customer; and
c) receiving customer response information concerning the electronic bill delivered to the customer and based upon this response information, updating the account database for that customer. - View Dependent Claims (29, 30, 31, 32)
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Specification