Threshold billing
First Claim
1. A debit system comprising:
- a detection component that detects events initiated by an entity to determine whether such events are subject to a threshold resource value; and
a debit component that charges the entity upon at least a subset of the events reaching the threshold resource value.
3 Assignments
0 Petitions
Accused Products
Abstract
The present invention involves a system and method that facilitate a purchasing experience in part by consolidating any number of purchases and their respective charge amounts until the purchases or charge amounts reach a threshold level. The threshold level can be based in part on resources used (consumed or purchased) or on the corresponding monetary value. The threshold level can be determined based at least in part on several factors such as the type of resource being purchased, the volume of resources purchased at a time or over a period of time, customer'"'"'s payment history, customer'"'"'s usage history, feedback received from the customer'"'"'s payment provider, the type of payment vehicle (e.g., credit card, stored value card), time of the purchase, etc. When the threshold is reached, payment is requested asynchronously. The customer'"'"'s account can be suspended or cancelled if payment cannot be secured within a desired amount of time.
76 Citations
40 Claims
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1. A debit system comprising:
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a detection component that detects events initiated by an entity to determine whether such events are subject to a threshold resource value; and
a debit component that charges the entity upon at least a subset of the events reaching the threshold resource value. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A system that facilitates online purchasing and bill management comprising:
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a component that determines whether resource usage is associated with a threshold charge;
a resource usage recorder component that records the resource usage;
an analysis component that compares accumulated resource usage to a threshold resource value to determine whether the threshold resource value is reached; and
a payment component that requests payment for the resource usage when the threshold resource value is reached. - View Dependent Claims (17, 18, 19, 20, 21, 22, 23, 24, 25)
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26. A method that facilitates threshold billing comprising:
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detecting at least a first event has been initiated by an entity;
determining that the first event is subject to a threshold resource value;
recording resource usage corresponding to the first event to a respective resource balance maintained in a database; and
determining whether the resource balances reaches the threshold resource value. - View Dependent Claims (27, 28, 29, 30, 31, 32, 33, 34, 35)
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36. A system that facilitates threshold billing comprising:
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means for detecting at least a first event has been initiated by an entity;
means for determining that the first event is subject to a threshold resource value;
means for recording resource usage corresponding to the first event to a respective resource balance; and
means for determining whether the resource balances reaches the threshold resource value. - View Dependent Claims (37)
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38. A computer-readable medium having stored thereon the computer executable components, the components comprising:
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a detection component that detects events submitted by an entity to determine whether such events are subject to a threshold resource value; and
a debit component that charges the entity upon at least a subset of the events reaching the threshold resource value.
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39. A computer-readable medium having stored thereon the computer executable components, the components comprising:
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a component that determines whether resource usage by an entity is subjected to a threshold charge;
a resource usage recorder component that records the resource usage;
an analysis component that compares accumulated resource usage to a threshold resource value to determine whether the threshold resource value is reached; and
a payment component that requests payment for the resource usage when the threshold resource value is reached.
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40. A data packet adapted to be transmitted between two or more computer processes facilitating identify potential spammers, the data packet comprising:
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information associated with determining whether resource usage is associated with a threshold charge, wherein the resource usage is recorded and analyzed to ascertain whether accumulated resource usage reaches a threshold resource value; and
information corresponding to a request for payment for the resource usage when the threshold resource value is reached.
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Specification