Method and system for secure information brokering

• US 20060155573A1
• Filed: 01/13/2006
• Published: 07/13/2006
• Est. Priority Date: 01/13/2005
• Status: Abandoned Application

• Current Assignee: Alfred Hartunian
• Original Assignee: Alfred Hartunian
• Inventors: Hartunian, Alfred
• Application Number:
  US11/331,800
• Publication Number:
  US 20060155573A1
• Time in Patent Office: Days
• US Class Current: 705/27
• CPC Class Codes: G06Q 30/04 Billing or invoicing
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: G06Q 30/0645 Rental transactions; Leasing transactions

Abstract

Secure information brokering according to the present disclosure provides a technique for a potential tenant seeking to rent or to lease real estate to have their credit and identity information verified by a secure information broker. The secure information broker may then provide the verified information to the property owner or manager of the real estate as well as to other service or commodity providers. This technique expedites the real estate rental or lease application process, preserves the potential tenant'"'"'s credit score, and exposes the potential tenant to other services available based on the credit score. This process may also be used to engage any or all of the service or commodity providers ancillary to any real estate transaction.

Claims

1. A method for providing secure information comprising:

receiving a first request to obtain confidential data from a user;

obtaining the confidential data responsive to the first request;

providing the user with a list of service providers;

receiving a second request from the user to provide confidential data to a plurality of service providers selected from the list of service providers;

abstracting the confidential data responsive to the second request;

storing the abstracted confidential data in a secure information broker; and

providing the abstracted confidential data stored in the secure information broker responsive to the second request, wherein providing further comprises transmitting the abstracted confidential data to the plurality of service providers that are selected responsive to the second request.

2. The method of claim 1 further comprising:

providing a notification to the user responsive to the confidential data.

3. The method of claim 2 further comprising:

selecting a data subset from the confidential data.

4. The method of claim 3, wherein selecting a data subset is responsive to the confidential data.

5. The method of claim 2, wherein the notification comprises the confidential data.

6. The method of claim 2, wherein the notification comprises the abstracted confidential data.

7. The method of claim 1 further comprising:

performing credit and identity verification of the user using an information service.

8. The method of claim 7, wherein the information service conducts verification of the credit and identity of the user for a property principal and a property service principal.

9. The method of claim 7, wherein a request for services and commodities is insured to include the verified credit and identity of the user.

10. A system for providing secure information comprising:

a secure information broker for receiving a first request for confidential data from a user; and

an abstract of confidential data stored within the secure information broker,

wherein the secure information broker transmits a query requesting confidential data from commercial and public databases;

wherein the secure information broker provides the user with a list of service providers for selecting a plurality of service providers;

wherein the secure information broker receives a second request to provide the abstract of confidential data to the plurality of service providers; and

wherein, the secure information broker receives credit history reports and background verification checks from the commercial and public databases;

wherein the abstract comprises selected data items from the credit history reports and background reports responsive to the second request.

11. The system of claim 10, wherein the secure information broker provides a notification to the user responsive to the confidential data.

12. A method for providing secure information comprising:

providing identity and background data of a user to a primary provider;

submitting a request to a data source to obtain confidential data of a user from the primary provider;

abstracting the confidential data of the user responsive to the request;

storing the abstracted confidential data of the user as an electronic file ID;

exchanging the electronic file ID of the user with a secondary provider for identity and background data;

providing the user with the electronic file ID of the user; and

providing the electronic file ID of the user to the secondary provider.

13. The method of claim 12, wherein the abstracted confidential data comprises selected data items from credit history reports and background reports responsive to the request.

14. The method of claim 12 further comprising:

providing a notification to the user responsive to the confidential data.

15. The method of claim 14, wherein the notification comprises a report of the confidential data.