Identity Protection
First Claim
Patent Images
1. A method for providing a user interface to assist an individual in evaluating the individual'"'"'s risk of identity theft, comprising:
- providing a summary of recent detected events relevant to the individual'"'"'s risk of identity theft;
providing a numeric representation of risk, along with a descriptive label regarding the numeric representation; and
providing a depiction of relevant fraud models.
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Abstract
In general, in one aspect, the invention relates to a system for providing identity protection that, in one embodiment, includes a fraud model for specifying patterns of events indicative of identity fraud and a business rules subsystem used to identify fraud that is specified by the fraud models. The system aggregates data from a variety of sources, and has an analytical engine that operates on the aggregated data and determines, using the business rules, whether there are events that are correlative with the fraud models that are indicative of fraud.
386 Citations
25 Claims
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1. A method for providing a user interface to assist an individual in evaluating the individual'"'"'s risk of identity theft, comprising:
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providing a summary of recent detected events relevant to the individual'"'"'s risk of identity theft; providing a numeric representation of risk, along with a descriptive label regarding the numeric representation; and providing a depiction of relevant fraud models. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A method for providing a user interface to assist an individual in evaluating the individual'"'"'s risk of identity theft, comprising:
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displaying a time-series graph depicting known breaches that have occurred throughout the population; displaying on the time-series graph a depiction of events relevant to the individual'"'"'s risk of identity theft; facilitating input by the individual of confirmation that the events are relevant to the individual'"'"'s risk of identity theft; facilitating indication by the individual that certain displayed breaches are relevant to the individual; and storing the input from the individual for use in evaluating the individual'"'"'s risk of identity theft. - View Dependent Claims (11, 12, 13, 14, 15)
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16. A method for evaluating an individual'"'"'s risk of identity theft, comprising:
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facilitating communication by an individual of data comprising a zip code, birth year, and home purchase year; determining a numerical measure of the likelihood of identity theft compared to other individuals in response to the communicated data; and communicating the numerical measure to the individual. - View Dependent Claims (17, 18, 19, 20, 21, 22, 23, 24, 25)
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Specification