System and method for modifying criteria used with decision engines

• US 20080172324A1
• Filed: 08/03/2004
• Published: 07/17/2008
• Est. Priority Date: 08/03/2004
• Status: Active Application

• Current Assignee: Zoot Enterprises, Inc.
• Original Assignee: Zoot Enterprises, Inc.
• Inventors: Johnson, Tom
• Application Number:
  US10/910,395
• Publication Number:
  US 20080172324A1
• Time in Patent Office: Days
• US Class Current: 705/38
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06Q 40/03 Credit; Loans; Processing thereof

Abstract

The present invention comprises a system and method for modifying and testing criteria attributes used with decision engines. The criteria attribute unit (10) receives proposed criteria attribute data from the proposed criteria input source (5). If the proposed criteria attribute data qualifies as acceptable criteria attribute data as reflected in the acceptable criteria storage unit (15), then the proposed criteria attribute data is stored in the active criteria storage unit (20). If the proposed criteria attribute data qualifies as unacceptable criteria attribute data as reflected in the unacceptable criteria storage unit (35), then the proposed criteria attribute data is disregarded. If the proposed criteria attribute data is neither acceptable nor unacceptable criteria attribute data, then the data is stored in the untested criteria storage unit (30). Active criteria attribute data is provided to the decision processor (25) for processing.

Claims

1. A system for modifying criteria attributes of a decision engine, the system comprising:

an acceptable criteria storage unit adapted to store acceptable criteria attribute data;

an active criteria storage unit adapted to store active criteria attribute data and to provide said active criteria attribute data to the decision engine; and

a criteria attribute unit in communication with said acceptable criteria storage unit and said active criteria storage unit, wherein said criteria attribute unit is adapted to receive proposed criteria attribute data, compare said proposed criteria attribute data with said acceptable criteria attribute data to determine whether said proposed criteria attribute data is acceptable criteria attribute data, and to provide said proposed criteria attribute data as active criteria attribute data to the active criteria storage unit for storage if said proposed criteria attribute data is determined to be acceptable criteria attribute data.

2. The system of claim 1, further comprising a decision processor in communication with said active criteria database, said decision processor adapted to receive active criteria attribute data from said active criteria database for processing in the decision engine.

3. The system of claim 1, said system further comprising:

an unacceptable criteria storage unit in communication with said criteria attribute unit, said unacceptable criteria storage unit adapted to provide unacceptable criteria attribute data to said criteria attribute unit; and

said criteria attribute unit further adapted to compare said proposed criteria attribute data with said unacceptable criteria attribute data to determine whether said proposed criteria attribute data is unacceptable criteria attribute data, and to return a result status if said proposed criteria attribute data is determined to be unacceptable criteria attribute data.

4. The system of claim 3, said system further comprising an untested criteria storage unit in communication with said criteria attribute unit, said untested criteria storage unit adapted to store untested criteria attribute data, and to receive criteria attribute data as untested criteria attribute data from said criteria attribute unit when said criteria attribute unit determines that said proposed criteria attribute data is not acceptable criteria attribute data and not unacceptable criteria attribute data.

5. The system of claim 1, wherein said proposed criteria attribute data is received from a remote user via a wide-area network.

6. The system of claim 5, wherein said wide area network utilizes an application service provider (ASP) environment.

7. The system of claim 1, wherein said criteria attribute unit determines whether said proposed criteria attribute data is acceptable criteria attribute data by evaluating whether an element of said proposed criteria attribute data is a member of said acceptable criteria attribute data.

8. The system of claim 1, wherein said criteria attribute unit determines whether said proposed criteria attribute data is acceptable criteria attribute data by evaluating whether a range of said proposed criteria attribute data is a member of said acceptable criteria attribute data.

9. The system of claim 3, wherein said criteria attribute unit determines whether said proposed criteria attribute data is unacceptable criteria attribute data by evaluating whether an element of said proposed criteria attribute data is a member of said unacceptable criteria attribute data.

10. The system of claim 3, wherein said criteria attribute unit determines whether said proposed criteria attribute data is unacceptable criteria attribute data by evaluating whether a range of said proposed criteria attribute data is a member of said unacceptable criteria attribute data.

11. The system of claim 1, wherein said criteria attribute unit is adapted to provide said proposed criteria attribute data as active criteria attribute data to the active criteria storage unit for storage at a predetermined time.

12. The system of claim 1, wherein said criteria attribute unit is adapted to provide said proposed criteria attribute data as active criteria attribute data to the active criteria storage unit for storage after receiving an approval notification.

13. The system of claim 12, wherein said approval notification comprises an approval token received from a system administrator.

14. A system for testing criteria attributes of a decision engine, the system comprising:

an acceptable criteria storage unit adapted to store and provide acceptable criteria attribute data;

a testing processor adapted to receive testing criteria attribute data, process said testing criteria attribute data in a testing process, and provide the success or failure status of said testing process; and

a criteria testing unit in communication with said acceptable criteria storage unit and said testing processor, wherein said criteria testing unit is adapted to provide testing criteria attribute data to said testing processor, and provide said testing criteria attribute data to said acceptable criteria storage unit as acceptable criteria attribute data if said testing process returns a success status.

15. The system of claim 14, said system further comprising an unacceptable criteria storage unit in communication with said criteria testing unit, said unacceptable criteria storage unit adapted to receive testing criteria attribute data as unacceptable criteria attribute data from said criteria testing unit if said testing process returns a failure status.

16. The system of claim 14, said system further comprising an untested criteria storage unit in communication with said criteria testing unit, said untested criteria storage unit adapted to provide untested criteria attribute data as testing criteria attribute data to said criteria testing unit.

17. The system of claim 16, wherein said criteria testing unit is further adapted to

receive acceptable criteria attribute data and unacceptable criteria attribute data;

create testing criteria attribute data that is not acceptable criteria attribute data and not unacceptable criteria attribute data; and

provide testing criteria attribute data as untested criteria attribute data to said untested criteria storage unit.

18. The system of claim 17, wherein said criteria testing unit is further adapted to create testing criteria attribute data by determining sets of criteria attribute data beyond current upper and lower values of said acceptable criteria attribute data and said unacceptable criteria attribute data.

19. The system of claim 14, wherein said testing criteria attribute data is received from a remote user via a wide-area network.

20. A method for modifying criteria attributes used in a decision engine computer process, the method comprising:

receiving proposed criteria attribute data;

verifying that said proposed criteria attribute data qualifies as acceptable criteria attribute data;

storing said proposed criteria attribute data into a memory; and

providing said proposed criteria attribute data to the decision engine computer process if said proposed criteria attribute data qualifies as acceptable criteria attribute data, wherein said proposed criteria attribute data is classified as active criteria attribute data.

21. The method of claim 20, wherein providing said proposed criteria attribute data to the decision engine computer process if said proposed criteria attribute data qualifies as acceptable criteria attribute data comprises providing said proposed criteria attribute data to the decision engine computer process at a predetermined time.

22. The method of claim 20, wherein providing said proposed criteria attribute data to the decision engine computer process if said proposed criteria attribute data qualifies as acceptable criteria attribute data comprises providing said proposed criteria attribute data to the decision engine computer process after receiving an approval notification.

23. The method of claim 20, wherein said method further comprises the step of displaying at least one criteria attribute.

24. The method of claim 20, wherein said method further comprises the step of displaying active criteria attribute data.

25. The method of claim 20, wherein said method further comprises the step of verifying that said proposed criteria attribute data does not qualify as unacceptable criteria attribute data.

26. The method of claim 25, wherein said method further comprises the step of storing said proposed criteria attribute data into memory if proposed criteria attribute data does not qualify as acceptable criteria attribute data and does not qualify as unacceptable criteria attribute data, wherein said proposed criteria attribute data is classified as untested criteria attribute data.

27. A method for testing criteria attributes used in a decision engine computer process, the method comprising:

receiving acceptable criteria attribute data from memory;

determining testing criteria attribute data from said acceptable criteria attribute data, wherein said testing criteria attribute data is not acceptable criteria attribute data;

testing said testing criteria attribute data in a computer process; and

storing said testing criteria attribute data into memory, wherein said testing criteria attribute data is classified as acceptable criteria attribute data if the computer process returns a success status.

28. The method of claim 27, wherein said method further comprises the steps of:

receiving unacceptable criteria attribute data from memory; and

determining testing criteria attribute data from said unacceptable criteria attribute data, wherein said testing criteria attribute data is not unacceptable criteria attribute data.

29. The method of claim 27, wherein said method further comprises the step of receiving untested criteria attribute data from memory, wherein said untested criteria attribute data is classified as testing criteria attribute data.

30. The method of claim 27, wherein said method further comprises the step of displaying said testing criteria attribute data.

31. The method of claim 27, wherein said method further comprises the step of displaying the status of said testing criteria attribute data.