FINANCIAL OPPORTUNITY INFORMATION OBTAINMENT AND EVALUATION

• US 20090083169A1
• Filed: 09/26/2007
• Published: 03/26/2009
• Est. Priority Date: 09/26/2007
• Status: Abandoned Application

• Current Assignee: Wells Fargo Bank NA (Wells Fargo & Company)
• Original Assignee: Wachovia Corporation (Wells Fargo & Company)
• Inventors: Ortega, Robert J.
• Application Number:
  US11/861,950
• Publication Number:
  US 20090083169A1
• Time in Patent Office: Days
• US Class Current: 705/35
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

Often times, smaller financial opportunities are not pursued due to their size. Information concerning financial opportunities is collected automatically and analyzed to determine opportunities that should be pursued. In addition, entities that relate to financial opportunities can make requests to be pursued by a particular body. A decision is made if an analyzing body should pursue the financial opportunity or if it should be referred to another body.

Claims

1. A system, comprising:

a collection component that obtains information from a network; and

an analysis component that evaluates the obtained information and assesses a financial opportunity based upon a result of the evaluation;

wherein the evaluation relates to whether the financial opportunity is of interest to a financial organization based at least in part upon evaluation criteria employed by the financial organization.

2. The system of claim 1, wherein the collection component obtains information through utilization of a semantic search.

3. The system of claim 1, further comprising a logic component that identifies the financial opportunity.

4. The system of claim 1, further comprising a recommendation component that refers the financial opportunity to an auxiliary provider.

5. The system of claim 4, further comprising a selection component that ordains the auxiliary provider.

6. The system of claim 4, wherein the referral includes at least one result of the evaluation.

7. The system of claim 1, further comprising an organization component that associates at least part of the obtained information with the financial opportunity.

8. The system of claim 1, further comprising an artificial intelligence component that makes at least one inference or at least one determination in relation to the financial opportunity.

9. The system of claim 1, further comprising an input component that receives information from a user, wherein received information is obtained by the collection component.

10. The system of claim 1, further comprising a policy component that retains rules, wherein evaluation of obtained information is performed in accordance with at least one rule.

11. The system of claim 10, further comprising an alteration component that adaptively changes at least one retained rule.

12. The system of claim 10, further comprising an engagement component that receives user instruction for rules modification, wherein the policy component implements at least one rule modification upon at least one retained rule.

13. The system of claim 1, further comprising a decision component that establishes if the financial opportunity should be pursued.

14. A method, comprising:

concluding when gathered information is at a level to make an appropriate determination upon a fiscal prospect; and

determining if the fiscal prospect should be engaged, wherein the determination is based at least in part on the gathered information, wherein the determination relates to whether the financial opportunity is of interest to a financial organization based at least in part upon determination criteria employed by the financial organization.

15. The method of claim 14, further comprising referring the fiscal prospect to a supplemental supplier.

16. The method of claim 15, further comprising selecting information or metadata for accompaniment of the referral.

17. The method of claim 14, changing logic used in determining if the fiscal prospect should be engaged.

18. The method of claim 14, further comprising testing quality of gathered information, wherein at least one testing result is used in determining if the fiscal prospect should be engaged.

19. The method of claim 14, further comprising gathering information from a plurality of sources.

20. A system comprising:

means for determining if an economic occasion should be chased;

wherein the determination relates to whether the financial opportunity is of interest to a financial organization based at least in part upon the determination criteria employed by the financial organization; and

means for referring the economic occasion to another entity if it is determined that the economic occasion should not be chased.