System and Method to Facilitate Secure Payment of Digital Transactions
First Claim
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1. A method of facilitating secure payment for digital transactions over a computer network, comprising the steps of:
- associating an account with account-independent information representative of an authorized user of the account;
identifying a digital transaction involving the account that has been initiated over the computer network; and
verifying electronically, based on the association, that the authorized user initiated the digital transaction involving the account.
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Abstract
System and method for facilitating verification that an authorized user of an account initiated use of the account in a digital transaction online are described herein. A preferred embodiment employs an application supplied by a third party to associate the account with a client device that is, in turn, associated with the authorized user.
147 Citations
10 Claims
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1. A method of facilitating secure payment for digital transactions over a computer network, comprising the steps of:
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associating an account with account-independent information representative of an authorized user of the account; identifying a digital transaction involving the account that has been initiated over the computer network; and verifying electronically, based on the association, that the authorized user initiated the digital transaction involving the account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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Specification