Systems and Methods for Propensity Analysis and Validation

  • US 20110047072A1
  • Filed: 08/05/2010
  • Published: 02/24/2011
  • Est. Priority Date: 08/07/2009
  • Status: Abandoned Application
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First Claim
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1. A computer-implemented method, comprising:

  • receiving, in a computing apparatus, a request from a client device identifying at least one user, the client device having activity data recording activities of the at least one user, the client device being capable of determining from the activity data a first value for a first propensity score of the at least one user;

    determining, using the computing apparatus, a second value for the first propensity score based on transaction data recording payment transactions of the at least one user, wherein the transactions are different from the activities; and

    responsive to the request identifying the at least one user, providing by the computing apparatus information to the client device based on the second value determined for the first propensity score of the at least one user.

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