Analyzing Local Non-Transactional Data with Transactional Data in Predictive Models
First Claim
1. A method for using transactional data and local non-transactional data, the method comprising:
- receiving transactional data at a server computer, wherein the transactional data relates to transactions conducted by a consumer;
receiving local non-transactional data at the server computer;
analyzing the transactional data and the local non-transactional data using the server computer; and
performing further processing after analyzing the transactional data and the local non-transactional data.
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0 Petitions
Accused Products
Abstract
Systems and methods are provided that empowers various parties to combine transactional data and local non-transactional data using the collective intelligence gathered from a variety of sources to help the parties make more intelligent decisions relating to consumers. For example, the system can help select consumers based on the probability that the consumers will take advantage of an offer, coupon, or other item. In some embodiments, the present invention can be deployed as a part of a system that processes transactions. In this system, information associated with the transactions is analyzed in conjunction with non-transactional data in order to probabilistically determine whether a further action should be taken with the consumer.
121 Citations
20 Claims
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1. A method for using transactional data and local non-transactional data, the method comprising:
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receiving transactional data at a server computer, wherein the transactional data relates to transactions conducted by a consumer; receiving local non-transactional data at the server computer; analyzing the transactional data and the local non-transactional data using the server computer; and performing further processing after analyzing the transactional data and the local non-transactional data. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 20)
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11. A system for combining transactional data and local non-transactional data to take an action with a consumer, the system comprising:
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a transactional data receiver, wherein the transactional data receiver is configured to receive transaction data relating to transactions conducted by a consumer; a local data receiver, wherein the local data receiver is configured to receive local non-transactional data; a data analyzing module, wherein the data analyzing module is configured to analyze transactional data received by the transactional data receiver with the local non-transactional data received at the local data receiver; and an action initiating module, wherein the action initiating module is configured to perform further processing after the analysis of the transactional data and the local non-transactional data. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19)
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Specification