SYSTEM AND METHOD FOR GENERATING TELEMATICS-BASED CUSTOMER CLASSIFICATIONS

  • US 20110137684A1
  • Filed: 12/08/2009
  • Published: 06/09/2011
  • Est. Priority Date: 12/08/2009
  • Status: Abandoned Application
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First Claim
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1. A computer system comprising:

  • a communication module for receiving data files;

    a data storage module in communication with the data communication module, the data storage module for storing and providing access to the data files received by the communication module, the data files stored in the data storage module including telematics data files and loss history data files, each of said data files including a match index, each match index indicating that a respective one of the data files pertains to a respective driver without indicating the respective driver'"'"'s identity;

    a computer processor for executing programmed instructions and for analyzing the data files;

    program memory, coupled to the computer processor, for storing program instruction steps for execution by the computer processor;

    a data file matching component, coupled to the computer processor, for using the match indexes to match ones of the telematics data files each with a respective one of the loss history files;

    a driver classification component, coupled to the computer processor, for generating driver classifications, each based on a respective pair of data files, the respective pair of data files including one of the telematics data files and a one of the loss history data files that has been matched to said one of the telematics data files by the data file matching component; and

    an output device, coupled to the computer processor, for outputting the driver classifications generated by the driver classification component.

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