SECURE NEAR FIELD COMMUNICATION TRANSACTIONS WITH AUTHENTICATION
First Claim
Patent Images
1. A method for conducting coupon redemption using a mobile communication device, the method comprising:
- determining that a data exchange between a mobile application running on a mobile communication device and a management server has occurred, wherein the management server permits a user associated with the mobile application running on the mobile communication device to conduct a near field communication contactless transaction as a result of the data exchange, wherein the mobile communication device includes a first processor, a first memory, and a first wireless transceiver configured to support a first communication channel;
maintaining a coupon application and coupons in a second memory of a secure element, wherein execution of the coupon application facilitates a transfer of the coupons to a point-of-sale terminal;
executing the coupon application using a second processor in the secure element, wherein the coupon application is executed in response to detection of a near field communication induction-based trigger by the point-of-sale terminal;
transmitting transaction data by using a second wireless transceiver included in the secure element, the second wireless transceiver configured for near field communications, wherein the transaction data is sent through a second communication channel to the point-of-sale terminal, wherein the second communication channel is different from the first communication channel.
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Abstract
A method for transmitting data between a mobile communication device and a server. The method includes running a mobile application on the mobile communication device. The mobile application is hosted on the mobile communication device through the server as a Software as a Service (SaaS). The method further includes transmitting data associated with the mobile application between the mobile communication device and the server, in which transmission of the data between the mobile communication device and the server is monitored through the server.
26 Citations
27 Claims
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1. A method for conducting coupon redemption using a mobile communication device, the method comprising:
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determining that a data exchange between a mobile application running on a mobile communication device and a management server has occurred, wherein the management server permits a user associated with the mobile application running on the mobile communication device to conduct a near field communication contactless transaction as a result of the data exchange, wherein the mobile communication device includes a first processor, a first memory, and a first wireless transceiver configured to support a first communication channel; maintaining a coupon application and coupons in a second memory of a secure element, wherein execution of the coupon application facilitates a transfer of the coupons to a point-of-sale terminal; executing the coupon application using a second processor in the secure element, wherein the coupon application is executed in response to detection of a near field communication induction-based trigger by the point-of-sale terminal; transmitting transaction data by using a second wireless transceiver included in the secure element, the second wireless transceiver configured for near field communications, wherein the transaction data is sent through a second communication channel to the point-of-sale terminal, wherein the second communication channel is different from the first communication channel. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A secure element for conducting a near field communication contactless transaction, the secure element comprising:
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a secure element processor configured to determine that a data exchange between a mobile application running on a mobile communication device and a management server has occurred, wherein the management server permits a user associated with the mobile application running on the mobile communication device to conduct a near field communication contactless transaction as a result of the data exchange, wherein the mobile communication device includes a mobile communication device processor, a mobile communication device memory, and a mobile communication device wireless transceiver configured to support a first communication channel; a secure element memory configured to maintain a coupon application and coupons, wherein execution of the coupon application occurs in response to detection of a near field communication induction-based trigger by a point-of-sale terminal and execution of the coupon application facilitates a transfer of the coupons to the point-of-sale terminal; a secure element wireless transceiver configured to transmit transaction data, the secure element wireless transceiver configured for near field communications, wherein the transaction data is sent through a second communication channel to the point-of-sale terminal, wherein the second communication channel is different from the first communication channel. - View Dependent Claims (17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27)
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Specification