METHODS AND SYSTEMS FOR CONTACTLESS PAYMENTS FOR ONLINE ECOMMERCE CHECKOUT
First Claim
1. A contactless payment system comprising:
- a processor configured for online transactions,a tangible, non-transitory memory configured to communicate with the processor,the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations comprising;
generating, at the contactless payment system, an online transaction order based on input from a consumer;
receiving, at a contactless-enabled reader of the contactless payment system, a unique identifier from a contactless-enabled device; and
transmitting, by the contactless payment system, the unique identifier to an authorization system, wherein the unique identifier corresponds to a consumer account.
3 Assignments
0 Petitions
Accused Products
Abstract
A process of conducting a contactless payment in an online transaction comprises initiating, at a computer-based system, an online transaction based on a consumer selection, transmitting, from an RF device, consumer information to the computer-based system. The consumer information may provide at least one of shipping information, account information, and billing information for completing the online transaction. Further, the method includes populating a check-out screen with consumer information from the radio frequency device. The consumer is able to confirm the online transaction and associated information prior to submission for processing. In various embodiments of conducting the contactless payment of an online transaction, the RF device may be at least one of a transponder, a mobile phone, a smart phone, or a fob. The contactless-enabled device may at least one of a desktop computer, a laptop computer, a tablet computer, a notebook computer, a mobile phone, or a smart phone.
258 Citations
20 Claims
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1. A contactless payment system comprising:
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a processor configured for online transactions, a tangible, non-transitory memory configured to communicate with the processor, the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations comprising; generating, at the contactless payment system, an online transaction order based on input from a consumer; receiving, at a contactless-enabled reader of the contactless payment system, a unique identifier from a contactless-enabled device; and transmitting, by the contactless payment system, the unique identifier to an authorization system, wherein the unique identifier corresponds to a consumer account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method comprising:
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generating, at a computer-based system, an online transaction order based on input from a consumer; receiving, at a contactless-enabled reader of the computer-based system, a unique identifier from a contactless-enabled device; and transmitting, by the computer-based system, the unique identifier to an authorization system, wherein the unique identifier corresponds to a consumer account. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20)
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Specification