SYSTEMS AND METHODS FOR INSURANCE BASED ON MONITORED CHARACTERISTICS OF AN AUTONOMOUS DRIVE MODE SELECTION SYSTEM
First Claim
1. A method, comprising:
- receiving, via an electronic receiver, information pertaining to a characteristic of an autonomous drive mode selection system of a vehicle;
determining, via a processor, a property of an insurance policy using the received information pertaining to the characteristic of the autonomous drive mode selection system of the vehicle;
electronically providing real-time advice suggesting a modification to the autonomous driving mode selection system, wherein the implementation of the suggested modification will change the property of the insurance policy; and
adjusting the property of the insurance policy in response to the implementation of the suggested modification.
4 Assignments
0 Petitions
Accused Products
Abstract
A property of an insurance policy may be determined, at least in part, upon characteristics of a vehicle autonomous drive mode selection system. The characteristics may pertain to any capability, configuration, and/or operating state of the autonomous drive mode selection system (and/or vehicle). For example, a property of the insurance policy may be based upon whether the autonomous drive mode selection system is enabled or disabled. In some embodiments, the property of the insurance policy may be based upon which of one or more autonomous driving modes is selected via an autonomous drive mode selection system. The property of the insurance policy may be dynamic, and may be updated in response to changes to the autonomous drive mode selection system.
351 Citations
283 Claims
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1. A method, comprising:
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receiving, via an electronic receiver, information pertaining to a characteristic of an autonomous drive mode selection system of a vehicle; determining, via a processor, a property of an insurance policy using the received information pertaining to the characteristic of the autonomous drive mode selection system of the vehicle; electronically providing real-time advice suggesting a modification to the autonomous driving mode selection system, wherein the implementation of the suggested modification will change the property of the insurance policy; and adjusting the property of the insurance policy in response to the implementation of the suggested modification. - View Dependent Claims (2, 5, 20, 26, 34, 35, 36, 37, 49, 62, 74, 76, 85, 86, 115, 121)
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141. A system, comprising:
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a communication module configured to receive information pertaining to a characteristic of an autonomous drive mode selection system of a vehicle; an insurance module configured to determine a property of an insurance policy using the received information pertaining to the characteristic of the autonomous drive mode selection system of the vehicle; and an advice module configured to provide real-time advice for a modification to the autonomous driving mode selection system, wherein the implementation of the suggested modification will change the property of the insurance policy, wherein the insurance module is configured to adjust the property of the insurance policy in response to the implementation of the suggested modification. - View Dependent Claims (161, 163, 168, 169, 170, 171, 172, 173, 174, 175, 176, 177, 178, 179, 180, 181, 182, 189, 190, 191, 192, 202, 220, 234, 237, 245)
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283. A non-transitory machine-readable storage medium comprising instructions that, when executed by a processor, are configured to cause the processor to perform operations, the operations comprising:
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receiving information pertaining to a characteristic of an autonomous drive mode selection system of a vehicle; determining a property of an insurance policy using the received information pertaining to the characteristic of the autonomous drive mode selection system of the vehicle; providing real-time advice suggesting a modification to the autonomous driving mode selection system, wherein the implementation of the suggested modification will change the property of the insurance policy; and adjusting the property of the insurance policy in response to the implementation of the suggested modification.
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Specification