SYSTEMS AND METHODS FOR DYNAMICALLY ASSESSING AND MITIGATING RISK OF AN INSURED ENTITY
First Claim
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1. A method comprising:
- installing a security application on a provided mobile device;
executing a device audit function whereby device configuration parameters are obtained regarding the mobile device;
determining a unique device ID for the mobile device from the device configuration parameters;
storing the device configuration parameters in an insurance tracking database in a record associated with the device ID; and
associating the device ID in the insurance tracking database with an authorized user of the mobile device.
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Abstract
Embodiments of the present invention delineate systems and methods for dynamically assessing and mitigating risk of an insured entity. An entity that provides insurance may, in various embodiments, use applications installed on mobile devices to monitor information that may reduce or mitigate fraudulent insurance claims. Additional embodiments of the present invention delineate systems and methods for providing a user of a mobile device with information relevant to a position of a mobile device, wherein such information may describe one of a risk and an opportunity within a predetermined distance of a location for the mobile device.
92 Citations
42 Claims
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1. A method comprising:
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installing a security application on a provided mobile device; executing a device audit function whereby device configuration parameters are obtained regarding the mobile device; determining a unique device ID for the mobile device from the device configuration parameters; storing the device configuration parameters in an insurance tracking database in a record associated with the device ID; and associating the device ID in the insurance tracking database with an authorized user of the mobile device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40)
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41. A method comprising:
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creating a respository of a plurality of IMEI numbers stored in an IMEI database, each of the IMEI numbers corresponding to a mobile device that had been reported as lost or stolen; determining a first IMEI number stored in the IMEI database has become active on a network; and transmitting a fraud alert to a security authority, the fraud alert including the first IMEI number. - View Dependent Claims (42)
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Specification