SYSTEM AND METHOD FOR AUTOMATED INTELLIGENT INSURANCE RE-QUOTING
First Claim
1. A computer system configured to perform automated insurance re-quoting operations, the computer comprising a communication device, at least one processor, and at least one physical storage medium, the computer system being programmed to execute instructions borne by the at least one physical storage medium to cause the computer system to perform acts comprising:
- storing an insurance customer data set in the at least one physical storage medium;
storing in the at least one physical storage medium, in association with the insurance customer data set, one or more insurance re-quoting triggers and one or more betterment conditions;
conducting an insurance re-quoting operation using the at least one processor and the communication device, responsive to satisfaction of at least one of the one or more insurance re-quoting triggers, the insurance re-quoting operation comprising accessing, directly or indirectly, at least one insurance carrier quoting system to cause the at least one insurance carrier to return an insurance quote or accessing at least one third-party service to cause the at least one third-party service to return an insurance quote or an insurance quote estimate;
storing, in association with the insurance customer data set, the returned insurance quote or insurance quote estimate; and
comparing, using the at least one processor, the returned insurance quote or insurance quote estimate to determine if the returned insurance quote or insurance quote estimate satisfies at least one of the one or more betterment conditions.
0 Assignments
0 Petitions
Accused Products
Abstract
A computer system is configured to perform automated insurance re-quoting operations and perform acts including storing an insurance customer data set and, in association therewith, one or more insurance re-quoting triggers and one or more betterment conditions. The computer system is configured to conduct an insurance re-quoting operation responsive to satisfaction of at least one insurance re-quoting trigger and access, directly or indirectly, at least one insurance carrier quoting system to cause the insurance carrier or carriers to return insurance quote(s), access at least one third-party service to cause the third-party service to return insurance quote(s) or an insurance quote estimate(s). The computer system stores, in association with the insurance customer data set, the returned insurance quote(s) or insurance quote estimate(s) and compares the returned insurance quote(s) and/or insurance quote estimate(s) to determine if the returned insurance quote(s) and/or insurance quote estimate(s) satisfy the betterment condition(s).
91 Citations
20 Claims
-
1. A computer system configured to perform automated insurance re-quoting operations, the computer comprising a communication device, at least one processor, and at least one physical storage medium, the computer system being programmed to execute instructions borne by the at least one physical storage medium to cause the computer system to perform acts comprising:
-
storing an insurance customer data set in the at least one physical storage medium; storing in the at least one physical storage medium, in association with the insurance customer data set, one or more insurance re-quoting triggers and one or more betterment conditions; conducting an insurance re-quoting operation using the at least one processor and the communication device, responsive to satisfaction of at least one of the one or more insurance re-quoting triggers, the insurance re-quoting operation comprising accessing, directly or indirectly, at least one insurance carrier quoting system to cause the at least one insurance carrier to return an insurance quote or accessing at least one third-party service to cause the at least one third-party service to return an insurance quote or an insurance quote estimate; storing, in association with the insurance customer data set, the returned insurance quote or insurance quote estimate; and comparing, using the at least one processor, the returned insurance quote or insurance quote estimate to determine if the returned insurance quote or insurance quote estimate satisfies at least one of the one or more betterment conditions. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20)
-
Specification