Determining Driving Patterns from On-Board Vehicle Sensor Data

  • US 20140257870A1
  • Filed: 03/10/2014
  • Published: 09/11/2014
  • Est. Priority Date: 03/10/2013
  • Status: Abandoned Application
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First Claim
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1. A computer implemented method for providing insurance, the method comprising:

  • receiving, via a computer network, vehicle data that indicates one or more driving maneuvers of a vehicle, wherein the vehicle data originates from one or more sensors;

    analyzing, by one or more processors, the received vehicle data to determine a driving pattern associated with one or more operators of the vehicle, wherein the driving pattern includes a plurality of driving maneuvers and the vehicle corresponds to an insurance policy data structure having a rating data component;

    determining, by the one or more processors, that the driving pattern indicates a change in the rating;

    adjusting, by the one or more processors, the rating data component; and

    processing, by the one or more processors, one or more insurance options based at least in part on the changed rating.

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