DEPILATION DEVICE

• US 20140337231A1
• Filed: 12/04/2012
• Published: 11/13/2014
• Est. Priority Date: 12/05/2011
• Status: Abandoned Application

• Current Assignee: Limor Rozen
• Original Assignee: Limor Rozen
• Inventors: Rozen, Limor
• Application Number:
  US14/362,404
• Publication Number:
  US 20140337231A1
• Time in Patent Office: Days
• US Class Current: 705/44
• CPC Class Codes: G06Q 20/027 involving a payment switch or gateway
• CPC Class Codes: G06Q 20/22 Payment schemes or models
• CPC Class Codes: G06Q 20/3223 Realising banking transactions through M-devices
• CPC Class Codes: G06Q 20/4014 Identity check for transactions

Abstract

A method of pre-allocating amounts for payment transactions comprising: receiving by a payment service server a registration request to the service from a user'"'"'s communication device, the registration request comprising information related to the user'"'"'s payment means; allocating by the payment service a user ID to the user'"'"'s communication device; receiving by the payment service server a request for allocating a sum of money from the user'"'"'s communication device, the request comprising the user ID; checking by the payment service server if the sum may be allocated to the user; allocating by the payment service server the sum of money to the user; and sending by the payment service server a session ID to the user.

Claims

1. A method of pre-allocating amounts for payment transactions comprising:

receiving by a payment service server a registration request to said service from a user'"'"'s communication device, said registration request comprising information related to said user'"'"'s payment means;

allocating by said payment service a user ID to said user'"'"'s communication device;

receiving by said payment service server a request for allocating a sum of money from said user'"'"'s communication device, said request comprising said user ID;

checking by said payment service server if the sum may be allocated to the user;

allocating by said payment service server the sum of money to the user; and

sending by said payment service server a session ID to the user.

2. The method of claim 1, wherein said request for allocating comprises a seller ID.

3. The method of claim 1, wherein said request for allocating comprises a time limit.

4. The method of claim 1, wherein said request for allocating comprises an indication of whether said sum of money is maximum or substantially fixed.

5. The method of claim 1, wherein said request for allocating comprises a location range.

6. The method of claim 1, wherein said user ID comprises a PIN.

7. The method of claim 1, wherein said user ID comprises biometric identification.

43. A computer storage medium tangibly embodying a program of machine-readable instructions executable by a digital processing apparatus to perform the method of claim 1.

8. A method of selling, comprising:

receiving by a seller a session ID from a buyer'"'"'s communication device, said session ID representing at least a sum of money;

requesting by said seller confirmation for said session ID from a payment service'"'"'s server, said request comprising at least said sum of money; and

receiving by said seller said confirmation from said payment service'"'"'s server.

9. The method of claim 8, wherein said session ID comprises a seller ID.

10. The method of claim 8, wherein said session ID comprises a time limit.

11. The method of claim 8, wherein said session ID comprises an indication of whether said sum of money is maximum or substantially fixed.

12. The method of claim 8, additionally comprising receiving by said seller a user ID from said buyer and wherein said requesting confirmation additionally comprises said user ID.

13. The method of claim 12, wherein said user ID comprises a PIN.

14. The method of claim 12, wherein said user ID comprises biometric identification.

15. The method of claim 8, additionally comprising receiving a location range from said buyer and wherein said requesting confirmation additionally comprises said location range.

44. A computer storage medium tangibly embodying a program of machine-readable instructions executable by a digital processing apparatus to perform the method of claim 8.

16. A method of purchasing, comprising:

sending by a user'"'"'s communication device a registration request to a payment service server, said registration request comprising information related to said user'"'"'s payment means;

allocating by said payment service'"'"'s server a user ID to said user'"'"'s communication device;

sending by said user'"'"'s communication device to said payment service server a request for allocating a sum of money, said request comprising said user ID;

receiving by said user'"'"'s communication device a confirmation for said allocation request, said confirmation comprising a session ID representing at least a sum of money;

supplying said session ID to a seller;

requesting by said seller confirmation for said session ID from said payment service server, said request comprising at least a sum of money and an ID of said seller; and

receiving by said seller from said payment service server said confirmation.

17. The method of claim 16, wherein said session ID comprises a seller ID.

18. The method of claim 16, wherein said session ID comprises a time limit.

19. The method of claim 16, wherein said session ID comprises an indication of whether said sum of money is maximum or substantially fixed.

20. The method of claim 16, wherein said user ID comprises a PIN.

21. The method of claim 16, wherein said user ID comprises biometric identification.

22. The method of claim 16, additionally comprising supplying a location range to said seller.

45. A computer storage medium tangibly embodying a program of machine-readable instructions executable by a digital processing apparatus to perform the method of claim 16.

23. A system for pre-allocating amounts for payment transactions comprising:

a payment service company comprising;

a service server;

first communication means configured to receive a registration request from at least one user, said registration request comprising information related to said user'"'"'s payment means;

said server configured to allocate a user ID to said at least one user;

said first communication means further configured for receiving a request for allocation of a sum of money from a user and for transmitting a confirmation to said user, including a session ID;

at least one user comprising second communication means configured to communicate said request for registration and said request for allocating a sum of money to said payment company; and

at least one seller comprising third communication means configured to communicate said session ID and at least a sum of money to said payment service server;

said first communication means additionally configured to communicate a confirmation to said seller.

24. The system of claim 23, wherein said first and third communication means comprise at least one of a computer, a line telephone and a cellular phone.

25. The system of claim 23, wherein said second communication means comprise at least one of a computer/terminal/POS, a line telephone and a cellular phone.

26. The system of claim 23, wherein at least one of said first, second and third communication means are line communication means.

27. The system of claim 23, wherein at least one of said first, second and third communication means are wireless communication means.

28. The system of claim 23, wherein said third communication means are additionally configured to communicate at least one of a user ID and a location range to said payment company.

29. The system of claim 28, wherein said user ID comprises a PIN.

30. The system of claim 28, wherein said user ID comprises biometric identification.

31. A method of authorizing payment transactions comprising:

receiving by a payment service server a registration request to said service from a user'"'"'s communication device, said registration request comprising information related to said user'"'"'s payment means;

allocating by said payment service a user ID to said user'"'"'s communication device;

receiving by said payment service server a transaction confirmation request from said user'"'"'s communication device, said transaction confirmation request comprising said user ID and at least a sum of money;

checking by said payment service server if the sum may be allocated to the user; and

sending by said payment service server a confirmation code to said user'"'"'s communication device.

32. The method of claim 31, wherein said user ID comprises a PIN.

33. The method of claim 31, wherein said user ID comprises biometric identification.

46. A computer storage medium tangibly embodying a program of machine-readable instructions executable by a digital processing apparatus to perform the method of claim 31.

34. A method of selling, comprising:

receiving by a seller a user ID from a buyer'"'"'s communication device;

requesting by said seller confirmation for said user ID from a payment service'"'"'s server, said request comprising at least a sum of money; and

receiving by said seller said confirmation from said payment service'"'"'s server.

35. The method of claim 34, wherein said user ID comprises a PIN.

36. The method of claim 34, wherein said user ID comprises biometric identification.

47. A computer storage medium tangibly embodying a program of machine-readable instructions executable by a digital processing apparatus to perform the method of claim 34.

37. A method of purchasing, comprising:

sending by a user'"'"'s communication device a registration request to a payment service server, said registration request comprising information related to said user'"'"'s payment means;

allocating by said payment service'"'"'s server a user ID to said user'"'"'s communication device;

sending by said user'"'"'s communication device to said payment service server a request for allocating a sum of money, said request comprising said user ID;

receiving by said user'"'"'s communication device a confirmation for said allocation request, said confirmation comprising a confirmation code; and

providing said confirmation code to a seller.

38. The method of claim 37, wherein said user ID comprises a PIN.

39. The method of claim 37, wherein said user ID comprises biometric identification.

48. A computer storage medium tangibly embodying a program of machine-readable instructions executable by a digital processing apparatus to perform the method of claim 37.

40. A system for authorizing payment transactions comprising:

a payment service company comprising;

a service server;

first communication means configured to receive a registration request from at least one user'"'"'s communication device, said registration request comprising information related to said user'"'"'s payment means;

said server configured to allocate a user ID to said at least one user; and

said user communication device running an application configured to communicate said user ID and at least a sum of money to said payment service server and receive a payment authorization.

41. The system of claim 40, wherein said user ID comprises a PIN.

42. The system of claim 40, wherein said user ID comprises biometric identification.