Joao Bock Transaction Systems filed two separate suits against The Bank of Georgia and United Community Bank alleging that the defendants’ online banking products infringe two patents related to providing financial transaction authorization (6,047,270 and 7,096,003).  Joao Bock Transaction Systems has filed 11 prior suits against over 40 companies, including Charles Schwab, Comerica Bank, First National Bank, OptionsHouse, Scottrade, Sleepy Hollow Bank, and USAmeriBank. Joao Bock Transaction Systems has two regionally named affiliates, Joao Bock Transaction Systems of Texas and Joao Bock Transaction Systems of California. Raymond Joao and Robert Bock are the named inventors on the patent-in-suit, which was assigned to Joao Bock Transaction Systems in December 2008.  1/15, Northern District of Georgia, assigned to Timothy C. Batten Sr., 3:2013cv00007; assigned to William C. O’Kelley, 2:2013cv00008.